Account Risk Analyst II

Job Details

About the Position :

As the Account Risk Analyst II you will be responsible for reviewing data utilizing a broad range of technical skill sets combined with AML / KYC / Investigative knowledge in order to proactively monitor new and existing account relationships to prevent or minimize financial, reputational, and financial crimes risk to the Bank. You will review alerts in the Bank’s BSA / AML / Fraud and Sanctions monitoring software system(s) to identify potentially suspicious and fraudulent activity. You will also provide support for anti-money laundering and OFAC compliance. You will also perform process analysis to identify changes in regulations, operational processes, or systems and makes recommendations for procedural and process changes.

What You Will Do :

• Reviews and researches new customer account applications referred by internal Bank departments to identify fraudulent account applications
• Suspicious Activity Identification Research, document, and close and / or escalate alerts in the Bank’s BSA / AML / Fraud software within documented time frames. Investigate suspicious activity, create cases, and make recommendations for SAR filings to the SAR Committee.
• Assist in fraud investigations by reviewing and investigating potentially fraudulent activity.
• Assist in technical system functions to ensure compliance with OFAC and (a) processes.
• Responsible for contributing to documentation of processes, procedures and training materials.
• Assist in supporting current and future product and process migrations by providing insight and analysis
• Assist with identifying automation, gap analysis, and process improvements to ensure compliance with all regulations and identification of suspicious activity
• Review ACH trial deposits daily to identify and return potentially fraudulent transfers
• Responsible for customer account reviews, ensuring compliance with CIP, CDD and Beneficial Ownership regulations; perform EDD on designated customer account relationships.
• Provide training to internal departments as required.
• Perform other duties as assigned.

What We’re Looking For :

Working Conditions / Demands :

Who Are We?

We’re not just another bank and we’re not looking for just another employee. Since , First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes, we really were the first state-charted, FDIC insured bank to operate entirely online and we have been leading the way ever since.

We seek the game changers, the innovators…those who challenge the status quo because change really is the only constant. Ready to join a team of imaginative, driven individuals like you? It’s your career, you deserve to imagine more. Keep reading, we think you will like you what see.

Why Join Us?

Our success has been driven, in part, by four core competencies – customer focus, teamwork, adaptability and initiative. Collectively they define our actions and are at the heart of all we do. As a result, we’ve been fortunate to have been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers, our newly-built, state-of-the-art , square foot facility headquarters was designed with our team in mind and features an 18, square foot open air deck named “The Backyard”, with fire pits, covered pergola, waterfall and foliage to create a momentary escape from the work day. Beyond that, the onsite fitness center with the latest equipment and ergonomically-designed workstations help promote health and wellness. Have we mentioned free snacks, soft drinks and beer available on tap? Want more? How about unlimited volunteer time off and social events to bring us all together to have some more. Why just imagine more, take the “first” step and apply today.

Our benefits package includes the following and so much more :