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Mortgage Loan Processor

Mortgage Loan Processor

PRMG MortgageSacramento, CA, US
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Job Description

Job Description

Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you’re interested in a dynamic position on a well-established and successful lending team, look no further; apply now! Compensation :

40,000 - $100,000 yearly

Responsibilities :

  • Obtain property documentation to process mortgage loan files, including appraisals, inspections, title searches, site surveys, contracts, and property tax records
  • Interview prospective loan applicants and assist them in finding the best loan products for their needs
  • Maintain detailed documentation of the process in our system - from origination to close
  • Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval
  • Decide the creditworthiness and complete the mortgage loan application by working with the borrower to obtain necessary and verified financial documentation, such as credit reports
  • Order the following documentation as necessary : Verification of Employment, Evidence of Insurance, Payoffs, Tax Transcripts, Credit Supplements, condo questionnaires, subordination requests, and Title Work as needed for each file
  • Manages a pipeline of loans and maintains a timely and compliant flow of such loans through the process
  • Communicate with Underwriters to clarify conditions - Help administer all documents that are needed to satisfy underwriting requirements
  • Follow up on documents ordered in a timely manner
  • Maintain the loan origination system and database with the proper loan information
  • Perform other related duties as assigned and required
  • Monitors and ensures closing dates and company deadlines are met
  • Handles all borrower communication from the point of contract to the closing of the loan
  • Handles all Loan Officer, Loan Partner, and Underwriter communication with updates
  • Be a sponge for information / knowledge, always striving to be the best possible in your position
  • Be a leader, helping us improve our processes and procedures to always deliver a world-class experience to clients and referral partners

Qualifications :

  • Accounting, finance, or business Associate’s degree preferred - High school diploma or GED required
  • At least 2 years of loan processing experience required
  • FHA, FHLB, FNMA, or VA loan product knowledge and mortgage lending experience required
  • Strong analytical and time management skills and superior attention to detail
  • Excellent written and verbal communication skills are a requirement
  • Must have current working knowledge of mortgage loan products (FHA / VA / CONV / USDA) and knowledge of mortgage procedures, processes, and documentation
  • Spanish Speaking Preferred
  • Know how to analyze credit reports, income, and asset documents, as well as general ways to structure a loan
  • Exceptional attention to detail must be organized and have excellent time management skills
  • Minimum 3 years of mortgage processing experience for the right candidate, 5+ yrs Preferred
  • Current or previous experience fulfilling the roles of Processor, LOA, Loan Partner, Loan Officer, and / or Underwriter
  • Strong ability to prioritize and multitask without being micromanaged to meet multiple deadlines and a keen sense of urgency
  • Excellent customer service, interpersonal, and communication skills
  • Works well in a team environment

    • About Company

    PRMG Mortgage Sacramento : Where Champions Are Made!

    Join us in our mission to provide affordable home financing with a level of professionalism and service unsurpassed in the lending industry. Be part of a team that's making homeownership dreams come true in Sacramento, one loan at a time.

    Ready to Become a Champion?

    If you're passionate about mortgage lending and eager to join a dynamic team in Sacramento, we want to hear from you! Apply now and discover why the #ChampionsofLoans Team in Sacramento has been consistently recognized as a top workplace and why our customers rave about our service.

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    Mortgage Loan Processor • Sacramento, CA, US