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We are seeking a highly experienced and driven professional to lead the development and execution of BTG Pactual's retail credit strategy in the United States. This role is critical to our international growth and will be responsible for building a comprehensive credit operation from the ground up.
Key Responsibilities :
Lead the end-to-end design and implementation of BTG Pactual's U.S. retail credit business.
Collaborate with internal business, product, risk, and technology teams to define and establish credit policies, systems architecture, and operational frameworks.
Identify, negotiate, and manage relationships with key third-party vendors and service providers.
Develop go-to-market strategies for product distribution across commercial and digital channels.
Ensure compliance with U.S. regulatory requirements and credit risk management standards.
Drive innovation and scalability in products and processes, ensuring a competitive and sustainable offering.
Monitor performance and iterate on strategy to optimize growth, profitability, and customer satisfaction.
Qualifications :
Proven experience in the U.S. retail credit market, particularly in strategy, product development, and operational build-outs;
Strong understanding of credit lifecycle, including underwriting, servicing, collections, and risk management;
Demonstrated ability to work cross-functionally and manage complex projects from ideation to execution;
Strategic mindset with a hands-on approach and entrepreneurial spirit.
Preferred Experience :
Deep knowledge of mortgage, personal loans, and auto lending;
Familiarity with credit policy design, loan origination platforms, and digital distribution models;
Prior experience scaling credit businesses or launching new lending verticals in the U.S. market.
By submitting this application, I agree to share the information above. Your information will only be used to evaluate the applicationprocess and talent database for BTG Pactual and its subsidiaries in accordance with our privacy policy.