Analyst - Credit Operations & Services

Who we are :

Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets.

While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive hybrid workplace located along the bluffs of the Colorado River just minutes west of downtown Austin.

We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world.

Position Description :

Monitors and coordinates the flow of information and documents pertaining to participation / syndicate loans. This role requires a strong understanding of individual loan details, particularly those related to closing documentation and compliance with legal agreements for commercial clients.

Performs complex loan administration tasks with limited supervision, exercising independent judgment and proactively identifying solutions in situations where procedures may be ambiguous. Adheres to established Credit Operations processes and internal controls to ensure compliance. Escalates issues as needed to the Director Credit Operations and Services.

Day-to Day-Duties and Responsibilities :

• Refers discrepancies and issues with legal draft documents to the Deal Team and Internal Legal Department as required.
• Performs monitoring of loans by assembling and compiling documents from closing to set up for compliance monitoring tickler system. Ensure documents are accurate and complete.
• Collects and organizes loan closing information for review and analysis to input pertinent loan data into a Loan Deal Sheet. Examines loan deal sheet for accuracy and completeness, including secondary review of coworker's loan deal sheet.
• Downloads and saves legal documents and compliance reporting and updates compliance monitoring tickler system. Provides notices of pending actions as required.
• Collects and processes credit desk analysis forms. Reviews for authority and processes for loan information or monitoring needs.
• Reviews loan documents for compliance monitoring needs. Set up deliverable requirements on the data tracking system. Creates, reviews, and distributes compliance monitoring reports monthly and upon request.
• Assists in the electronic documentation delivery process for internal and external audits. Establish relevant files to maintain a variety of loan documents and credit information on both internal and third-party sites.
• Answers inquiries and resolves routine issues. Fosters good member / public relations by providing customer service that exceeds customers' expectations.
• Prepare documents and correspondence for reports as required.
• Completes special projects as assigned.

Skill Requirements :

Knowledge of various types of credit offerings and the procedures required for administration and closing of related loans. Knowledge of commercial and Syndicate loan administration and loan closing processes, including legal document review, credit monitoring and follow up documentation. General knowledge of accounting / financial systems. Oral and written communication skills, analytical skills, problem solving skills and proficiency in organizing and planning work. Intermediate skill level in Microsoft Office applications. Ability to communicate effectively, handle multiple concurrent tasks and learn new applications quickly. Should have a good understanding of credit and legal terminology and work well under pressure.

Other Functions :

What You Bring to the Team :

Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design.

It's an important role that covers many skills. This position requires :

Bachelor's or Associate degree in Business, Finance or a related field and two (2) to three (3) years relevant work experience, preferably in credit administration and loan transaction processing. Experience in credit monitoring, loan administration and loan closing, for commercial clients including legal documentation review, is preferred.

Why Farm Credit Bank of Texas :

In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance :

Important note : We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.

A / EOE / M / F / D / V

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