Sr. Life Underwriter

Senior Life Insurance Underwriter

As a Senior Life Insurance Underwriter, you will play a critical role in facilitating the sale of life insurance by applying sound, cost-effective underwriting principles. You will assess risk and determine appropriate premium classifications based on a comprehensive evaluation of applicants' health, financial background, occupation, travel, and lifestyle.

Key Responsibilities

• Risk Assessment & Decision-Making

Evaluate new business, reinstatements, and coverage change requests.

Collaborate with financial advisors, Insurance Planning Specialists, and Internal Sales Consultants.

Balance workload, advisor expectations and the underwriting team for effective underwriting.

Ensure underwriting decisions align with internal policies, industry standards, and regulatory requirements.

Participate in the development and refinement of underwriting policies, procedures, and systems.

Qualifications

Minimum 5 years of life insurance underwriting experience.

Strong knowledge of medical and financial underwriting principles.

Exceptional analytical and risk assessment skills.

Why Join Us?

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to : Grow professionally and inspire others to do the same Work with and through others to achieve desired outcomes Make prompt, pragmatic choices and act with the client in mind Take ownership and hold themselves and others accountable for delivering results that matter Contribute to the continuous evolution of the firm

At Raymond James as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.