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Credit Analyst

Credit Analyst

First International Bank & TrustMinneapolis, MN, US
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Job Description

Job Description

At First International Bank & Trust, we believe in building lasting relationships through sound financial decisions and personalized service. We’re seeking a Credit Analyst who thrives on analyzing financial data, assessing credit risk, and supporting our commitment to responsible lending. If you’re detail-oriented, collaborative, and passionate about helping businesses grow, we invite you to join our team.

In-Office Position

Compensation - $28 / hr to $55 / hr

Key Responsibilities :

  • Assist loan officers in analyzing financial information from clients across various sectors.
  • Analyze business and personal tax returns, financial statements, and risk to determine credit quality using Sageworks or similar systems.
  • Prepare loan presentations, comment sheets, and annual reviews.
  • Provide guidance and training to team members on credit analysis and review work when needed.
  • Accompany loan officers on client and prospect calls to help build and maintain key relationships.
  • Attend training sessions and collaborate on ideas and solutions for continuous improvement.
  • Perform additional duties as assigned.

Position Competencies :

  • Strong analytical skills with the ability to gather and interpret financial data.
  • Exceptional attention to detail and organization.
  • Clear and informative written communication.
  • Ability to prioritize tasks and manage time effectively.
  • Qualifications :

  • Bachelor’s degree in Finance, Accounting, or Business; 2-5 years of relevant experience in finance or lending; or an equivalent combination of education and experience.
  • Analyzed financial statements, including balance sheets, income statements, and cash flow statements.
  • Assessed borrower risk and recommended appropriate loan structures.
  • Built financial models to project future cash flows.
  • Applied underwriting principles to structure loans effectively.
  • Experience using Abrigo Sageworks preferred.
  • We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package :

  • Health, Dental & Vision
  • 401K Retirement Plan with Employer Match
  • Paid Parental Leave
  • Life and Disability Insurance
  • Generous PTO and Holiday pay
  • If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.

    Equal Opportunity Employer

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    Credit Analyst • Minneapolis, MN, US

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