Corporate Banking PM II

Corporate Banking Portfolio Manager II

At Citizens, we work together to make a difference for companies that are building, supplying, and serving industries and consumers across the country. We are partners from a diverse set of backgrounds who truly listen to understand where our clients are trying to go and bring the tools, data, and strategic insights to help them get there. As a Corporate Banking Portfolio Manager II, you will be responsible for credit underwriting, monitoring, and portfolio management of new and existing commercial banking relationships to ensure strong credit quality and achieve efficient internal processes to retain and expand customer relationships. Additionally, you will be responsible for underwriting and effective credit and risk administration with particular emphasis on financial analysis / modeling, risk evaluation, ongoing portfolio maintenance activities, regulatory compliance, and customer support. In this role, you will manage a portfolio of the most complex credits and will be expected to perform your role responsibilities with limited supervision and exhibit expert knowledge of your clients / credits when interacting with peers, relationship managers, your team leader, and senior managers across departments. Primary responsibilities include managing a portfolio of the most complex credits, exhibiting expert knowledge of clients / credits, effective credit underwriting and credit and risk administration, structuring, underwriting, and documenting new business, renewals, and modifications, overseeing assigned portfolio of credits, meeting deadlines and schedules associated with maintaining portfolio compliance with credit and risk policies, providing client management support for assigned portfolio, understanding and staying up to date on industry and market information related to assigned markets and customers, and sharing insights and learnings with other RMs and PMs. Qualifications, education, certifications, and / or other professional credentials include extensive credit expertise, advanced financial analysis skills, portfolio management experience, client-focused communication, strategic insight & collaboration, regulatory & policy compliance, and leadership & mentorship. Hours & work schedule include 40 hours per week, M-F. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status / parenthood, medical condition, military or veteran status, national origin, pregnancy / childbirth / lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and / or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.