Mortgage Loan Officer - Cincinnati Market

Position Description

Mortgage Loan Officer - Market (LOM)

Identifying Information :

• Department : Mortgage Loan
• Reports To : Gary Kohls, Vice President, Mortgage Sales Manager
• Location : West Chester / Liberty Township - Cincinnati, Ohio Market - Hotel office in Retail Banking Centers; may work remotely on occasion
• Status : Full-Time Salaried Non-Exempt
• Hours : 40-hour work week; schedule as determined by Mortgage Loan Officer and production target
• Compensation : Base salary and incentive compensation plan

Position Purpose :

LCNB National Bank is seeking a Mortgage Loan Officer within our Cincinnati Market. This position is responsible for originating real estate mortgage loans in accordance with LCNB National Bank product guidelines, and processing loans in accordance with LCNB National Bank processes up to delivery to an inside processor. The Mortgage Loan Officer's primary responsibility is to grow mortgage production outside of the branches by developing business relationships with realtors, builders and other professionals and sourcing mortgage leads from these business relationships, including any existing "book" of business the Mortgage Loan Officer may have acquired over his / her career. The Cincinnati Market Mortgage Loan Officer should continue to build this network of referrals as a continuing source of new business. As they are not assigned a Retail Banking Center, there is no defined territory. The Mortgage Loan Officer is expected to collect and review all needed supporting loan documentation and maintain a minimum standard of production and quality. The Cincinnati Market Mortgage Loan Officer is expected to comply with all consumer and real estate lending laws and requirements.

Essential Functions and Responsibilities :

Required Qualification :

Desired Qualifications :

Working Conditions :

Compliance Statement :

The associate is responsible for meeting all compliance requirements imposed on LCNB bank by State and Federal law and regulations, as well as all related LCNB Bank policies and procedures. Individuals in Loan Officer positions must meet the Consumer Financial Protection Bureau qualification requirements. Incumbent must be able to perform the essential functions of the position with or without reasonable accommodation. Equal Opportunity Employer / Disability / Veterans.