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Agency Closer
Agency CloserHomeXpress Mortgage Corp • Santa Ana, California, USA
Agency Closer

Agency Closer

HomeXpress Mortgage Corp • Santa Ana, California, USA
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Job Title :             Closer

Department :      Agency Operations

Reports To :        Agency Operations Manager

FLSA Status :       Non-Exempt

Management :    No

Salary Range :      $65000 - $75000

PRIMARY FUNCTIONS : The Mortgage Loan Closer is responsible for preparing reviewing and finalizing loan closing documentation to ensure accuracy and compliance with regulatory requirements and company policies. This role plays a critical part in delivering a smooth closing experience for borrowers and partners.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

  • Audit file for completeness and accuracy
  • Coordinate with brokers escrow / title companies and / or attorneys to schedule closings
  • Prepare loan documents and ensure closing package is complete and fully compliant with federal state and investor guidelines
  • Coordinate with settlement agents for timely funding and disbursement
  • Audit executed loan documents including HUD and TILA sections of loan packages to confirm proper execution accuracy and compliance
  • Verify accuracy of fees payoffs and funding amounts
  • Follow up on documentation discrepancies and communicate effectively to correct issues
  • Prepare funding figures and request wire for funding after balancing with settlement agents
  • Confirm all prior to funding conditions are satisfied
  • Manage loan data indexing accurately and according to company policies and procedure
  • Maintain detailed records and update LOS as required
  • Provide exceptional customer service to internal and external stakeholders

DESIRED PERSONAL CHARACTERISTICS :

  • Strong communication and problem-solving skills
  • Ability to work independently and meet deadlines
  • Ability to manage multiple files in a fast-paced environment.
  • Customer-focused mindset
  • Detail oriented and committed to the highest quality
  • Works well under pressure
  • An open-minded individual that embraces change and innovation
  • EDUCATION :

  • High School Diploma or equivalent
  • EXPERIENCE :

  • Minimum of 3 years of recent experience as a mortgage loan closer
  • Strong knowledge of mortgage documentation compliance and closing procedures.
  • Proficiency in loan origination systems and Microsoft Office Suite.
  • Excellent attention to detail and organizational skills.
  • Experience with conventional FHA VA products
  • Thorough knowledge of first mortgage real estate lending practices including current federal regulatory requirements and state regulations
  • Experience with USDA and DPA products preferred not required
  • PHYSICAL REQUIREMENTS :

  • This position is in an office setting with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations
  • Additional Information :

    All your information will be kept confidential according to EEO guidelines.

    Remote Work : No

    Employment Type : Full-time

    Key Skills

    Sales Experience,B2B Sales,Marketing,Financial Services,Customer Services,Management Experience,Redmine,Agency Management,Home Care,Outside Sales,Sales Management,Recruiting

    Experience : years

    Vacancy : 1

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    Closer • Santa Ana, California, USA

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