Staff Software Engineer

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale.  As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.

As a part of the Risk and Identity Solutions (RaIS) team, you will be responsible for developing critical risk and fraud prevention applications and services. Your work will involve :

• Idea Generation & Architecture : Contribute to the brainstorming, design, and architecture of new solutions.
• Development & Testing : Develop and test applications using bleeding-edge AI tools like ChatGPT, Claude, GitHub Copilot, and others.
• Innovation & Impact : Design new software solutions or refactor existing ones to enhance performance and maintainability, while making a significant impact on our products and services.

Ideal Candidates :

We're looking for software engineers who are passionate about solving challenging business problems and building applications that deliver exceptional user experiences. If you thrive in a dynamic environment and are ready to make a difference, we want you on our team.

Responsibilities :

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications :

5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Preferred Qualifications :

5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Master’s degree in Math, Science, Engineering, Computer Science, Information Systems, or related field plus at least 3 years of related experience

Two years or more experience mentoring developers and leading technical initiatives

Minimum two years of experience developing and / or implementing microservices.

At least one year of hands-on experience with container-based technologies e.g., Docker, Kubernetes.

Java programming expertise, including experience with Java microservices frameworks such as Spring or Quarkus.

Database proficiency :

SQL databases (e.g., PostgreSQL, MySQL)

NoSQL databases (e.g., MongoDB, Cassandra)

Data streaming / queuing technologies : AMQ, Kafka.

Strong understanding of clean coding practices, architectural design, and software design principles.

Experience in migrating and modernizing software stacks.

Secure coding practices and mitigation of security vulnerabilities.

Ability to define and maintain development conventions and best practices for cross-cutting concerns.

Familiarity with LLM (large language model) tools for internal work and product integration (e.g., ChatGPT, Claude, GitHub Copilot).

Testing and QA proficiency, including test plan creation, gap identification, and defect prediction.

Leadership experience (minimum 3 years), including :

Experience in architecture and system design for distributed, scalable applications.

Track record of collaborating with stakeholders (product owners, technical leads, architects) to define requirements and assess trade-offs.

Involvement in code reviews, design reviews, and technical documentation.

Tool enhancement and automation for developer productivity and system efficiency.

Participation in on-call rotations and incident response.

Collaborative mindset with ability to work across functional teams.

Strong problem-solving skills for global-scale, complex systems.

Innovation-driven, with an aptitude for leveraging emerging technologies.

Excellent communication skills for stakeholder engagement.

Ability to mentor, share knowledge, and raise team technical capabilities.

Adaptability in a dynamic, hybrid work environment.

Passion for building exceptional user experiences and tackling challenging business problems.

Additional Information

Work Hours : Varies upon the needs of the department.

Travel Requirements : This position requires travel 5-10% of the time.

Mental / Physical Requirements : This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY : The estimated salary range for a new hire into this position is 131,600.00 to 190,650.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA / HSA, Life Insurance, Paid Time Off, and Wellness Program.