Consumer Loan Underwriter

Consumer Loan Underwriter

Job Location : Pacific Plaza - Tacoma, WA

Position Type : Full Time

Education Level : High School Diploma or equivalent.

Salary Range : $26.54 - $39.81 Hourly

Travel Percentage : Hybrid

Job Shift : Mon - Fri, Rotating 1 / 2 Days Sat

Job Category : Finance

Description : Sound Credit Union is currently seeking a Consumer Loan Underwriter to join our team! If you excel in making accurate and timely decisions, ensuring compliance with lending policies and regulations, and enjoy collaborating with members and staff to create an exceptional lending experience, then this position at Sound might be the ideal opportunity for you. We offer a welcoming environment with opportunities for professional growth, a passion for community involvement and great benefits to support employee wellbeing.

Your Compensation : Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered and provide room for growth over time. The target salary range for this position is $26.54 - $33.17 depending on previous experience and education. The full salary range is $26.54 - $39.81.

Why Work with Us : We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring that every voice is heard and valued. Learn more about our company culture on our career's page!

Your Benefits : 100% employer paid premiums for medical, dental, vision, and disability for yourself and more than 70% for dependent's premiums. 401k match dollar for dollar up to 4% - plus an additional discretionary profit share. Three weeks Paid Time Off (PTO) accrued annually to start, with increases over tenure. Up to 40 hours of employer paid Work / Life Balance time, awarded annually. 10 employer paid Federal Holidays every year. Up to a 3% annual salary equivalent annual bonus may be awarded when the Credit Union meets its goals, paid each November. Up to $50 / month gym / lifestyle reimbursement. Up to $5,000 / year Tuition Assistance Program. Incentives for multilingual speakers. Employee Assistance Program (EAP) and Virtual Behavioral & Mental Health Services. Free and / or discounted banking services and loans. Employee Charitable Matching Program. Free ORCA pass.

What You'll Do : Responsibilities : Accurately process and decide on consumer loan requests, evaluate financial status and risk, collaborate for compliance, and identify workflow improvements. Participate in underwriting, funding, and servicing of indirect loans, monitor credit trends, ensure member satisfaction, and apply analytical skills and regulatory knowledge. Requirements : Two years experience in a financial institution required. Consumer loan underwriting experience preferred. High School Diploma or equivalent required. In addition : Must be bondable. Employer sponsorship to secure or maintain employment authorization is not available.

Our Hours : A hybrid schedule Monday - Friday : 9 : 00AM - 6 : 00PM with rotating Saturdays 9 : 00AM - 1 : 15PM, affording a day off during the week. In your role you will have the ability to combine in-person and remote work once fully trained.

About Sound Credit Union... Sound Credit Union was founded in 1940 and is one of Washington State's largest credit unions. We have 26 full-service branches located throughout the Puget Sound region. We live by our Guiding Principles of Make a Connection, Be a Champion, and Doing the Right Thing for our members, employees, and community.