Credit Analyst III
The Credit Analyst III analyzes credit data to estimate the degree of risk involved in extending credit or lending money to firms or individuals. This position performs analysis on large and complex loans or relationships with a Region or Industry. The Credit Analyst III engages with Analyst I or II, as appropriate, to assist in the analysis of the credits or relationships and as directed by the Regional Credit Analysis Manager.
Essential Duties And Responsibilities include :
Qualifications include :
Education and experience equivalent to a four year college degree, plus 5 years related experience and / or training, and 4 years related management experience, or equivalent combination of education and experience. Ability to read, analyze, and understand common scientific and technical journals, financial reports, and legal documents; ability to respond to complex or difficult inquiries or complaints from customers, regulatory agencies, or members of the business community. Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
Software Skills Required include : Advanced : 10-Key, Accounting, Spreadsheet, Word Processing / Typing. Intermediate : Alphanumeric Data Entry. Basic : Presentation / PowerPoint.
Working Conditions include normal office setting with controlled temperature and low noise level. The noise level in the work environment is usually moderate. While performing the functions of this job, the employee is frequently required to walk, sit, use hands to finger, handle, or feel, talk or hear; and occasionally required to reach with hands and arms, stoop, kneel, crouch, or crawl. The employee must occasionally lift and / or move up to 10 pounds. Specific vision abilities required by this job include close vision.
Additional Information includes : Five (5) or more years of related experience and / or training, Four (4) years related management experience with managing projects, systems and / or people, Analytically minded and possess good judgment. Ability to mentor others. Proficient in Microsoft Word and Excel.
Credit Analyst • Amarillo, TX, US