Senior Credit Reviewer

Senior Credit Reviewer

East West Bank is currently seeking a Senior Credit Reviewer. The Senior Credit Reviewer will conduct loan and credit file reviews to assess the adequacy and effectiveness of the Bank's credit risk management policies and processes.

Responsibilities include :

• Attempt to obtain all possible evidence through loan files, Relationship Managers, and management prior to determining risk rating differences; explain IAR's position in a factual, non-judgmental, and unbiased manner.
• Ensure that the results of asset reviews are adequately documented and the conclusions reached are sufficiently supported so that work papers (e.g., lineslips or other standardized template) should be complete and self-explanatory to an equally-qualified credit reviewer and internal and external auditors.
• Be knowledgeable of IAR policies and procedures.
• Be knowledgeable of the Bank's lending policies, guidelines and practices.
• Be aware of applicable federal and state banking regulations related to credit risk management and governance to identify gaps in the Bank's credit and underwriting policies and procedures.
• Knowledgeable of the Bank's loan products and applicable policies and procedures of the Bank related to credit and underwriting.
• Perform continuous monitoring of product-based portfolios, as assigned.
• Understand the importance of building rapport with Relationship Managers and their teams, and other departments of the Bank in order to conduct asset reviews in a professional and efficient manner with minimal disruption to the Bank's operations.
• Understand that the impact of regulatory, economic and industry developments may significantly affect the risk profile of the Bank's credit portfolio.
• Execute on special projects and other assignments, as assigned.

Qualifications include :

Compensation :

The base pay range for this position is USD $110,000.00 / Yr. - USD $170,000.00 / Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.