Credit Officer II

Credit Officer II

ANB Bank Credit Officers are leaders of our credit-related operations teams, directly supporting our banking centers in their loan production and relationship management efforts while managing risk in the credit portfolio. Our officers also actively participate in leadership positions within the bank and in our local communities. As the Loan Administration Manager, you will manage a team of professionals charged with ensuring that loans comply with both regulatory and internal requirements. This team works closely with our branch teams to deliver loan documentation and service loans throughout the life of the loan.

Essential Duties and Responsibilities

• Oversee hiring, training, and development of the team.
• Maintains thorough understanding and continuing knowledge regarding, regulatory loan compliance, state laws, bank's credit policy, internal procedures, consumer disclosures including but not limited to TILA / RESPA, HMDA, TRID, Reg B and any other overlapping areas of compliance related to loan files.
• Understand and act as a resource for questions related to all loan documentation, including documentation required to perfect the Banks' security interest in collateral, ensuring compliance with state laws, regulatory agencies, banks internal procedures and policy requirements.
• Assists internal customers with various problems, changes and / or inquiries regarding loans in process, following through to make sure customers' needs have been satisfied.
• Will manage various projects centric to monitoring functions to ensure accuracy and quality throughout the life of the loan process.
• Ensure the team is meeting or exceeding performance goals and service level objects.
• Develop or refine processes and procedures to streamline workflow management.
• Maintains a current knowledge and consistent compliance with Bank Secrecy Act (BSA) requirements, as well as knowledge and consistent compliance with other banking regulations and Bank policies and procedures related to the position.
• Maintains confidentiality and delivers quality of service as defined by department standards.
• Supports the company's Mission, Vision, and Values.
• Other duties may be assigned.

Education and / or Experience

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran

ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law.