State Filing Lead Analyst - Cigna Healthcare

Insurance Filing Specialist

Execute filing strategy to support various product filing initiatives, including leading projects involving outside vendors when applicable.

Independently revise existing generic policy language to document and adhere to state laws and requirements, using discretion and best judgement in preparing modifications and consult with Product, Actuarial and Legal resources to ensure business partners understand viable options for compliance.

Prepare and submit form, rate, annual form certifications and benefit summary filings to state insurance departments or internal partners for submission to such departments.

Partner with internal teams to guide efforts to timely submission of annual or updated rate filings and support or assist in performing filing of miscellaneous marketing pieces.

Answer insurance department objections and manage objections in accordance with established policies and procedures, engaging and collaborate with matrix partners as necessary (involving Pricing, Compliance, Government Affairs and supporting attorneys as appropriate).

Negotiates directly with state regulators to maintain product integrity and obtain status updates as needed.

Partners with Insurance Contract and Forms Advisor to maintain generic and state unique forms library and create instructional documentation to help business understand state limitations or differences due to state filing efforts as forms move into production.

Provide details on recent form updates to maintain bank trusts.

Conduct filing competitor research as needed.

Provide guidance on language availability to support case exceptions or policy consults after effective date and submit necessary filings to support modification.

Collaborate with Regulatory Compliance and Business Compliance Representative to ensure compliance newly enacted legislation and ensure necessary filings are initiated and impact communicated to the business.

Conduct day-to-day activities in accordance with compliance policies, procedures and standards.

Other filing, compliance, and regulatory-related duties and projects as assigned by manager.

Bachelor degree or equivalent training.

Mastery of SERFF insurance filings.

Minimum of 3 years compliance / regulatory filing experience with insurance products, preferably Supplement Health insurance products.

Experienced in the development of contract language for new Group product designs and policy language from conception.

Ability to adapt and thrive in a flexible, fast-paced environment, while maintaining a positive, solution oriented approach.

Self-monitors due dates in order to meet internal and external regulatory deadlines.

Excellent customer service skills.

Detail orientated.

Strong analytical skills.

Strong written and verbal communication skills.

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download / 5Mbps upload.

This role is also anticipated to be eligible to participate in an annual bonus plan.

We want you to be healthy, balanced, and feel secure. That's why you'll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you'll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group.

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you require reasonable accommodation in completing the online application process, please email SeeYourself@cigna.com for support. Do not email SeeYourself@cigna.com for an update on your application or to provide your resume as you will not receive a response.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco / nicotine users in states where that is legally permissible. Candidates in such states who use tobacco / nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include : Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.