Retail Loan Officer

Retail Loan Officer

The Retail Loan Officer is responsible for continually identifying, developing, and maintaining a quality network of business relationships. This role will ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, and complying with all Federal and State compliance policies and requirements.

Your key responsibilities include :

• Analyze financial and credit data, determine customer financing objectives, advise customers of product / pricing policies and guidelines, and gather additional information.
• Collect and evaluate each applicant's financial information and assess the applicant's financial circumstances to determine whether the applicant and the property qualify for a particular loan. Assist the applicant in identifying a mortgage loan appropriate for their circumstances.
• Determine if the applicant has a reasonable ability to repay and that the mortgage loan helps borrowers achieve their financial goals, including homeownership.
• Advise the potential borrower about the risks and benefits of the loan alternatives, including the options and variables involved.
• Demonstrate the highest professionalism and customer service.
• Perform other duties as needed or assigned.
• Hybrid / Remote (depending on location)

What you have :

Your education and experience :

About Inspire Home Loans :

As an affiliate of Century Communitiesone of the nation's largest homebuilders and industry leader in online saleswe strive to make the dream of homeownership possible. We're proud to be part of the company's mission to create thriving, enduring neighborhoods with lasting livability, focusing on building sustainable, affordably priced homes for our customers while reducing our carbon footprint. For team members, our goal is to provide the resources, opportunities, and benefits to build successful and rewarding careers.

Compensation : Century Communities (the "Company") intends to offer the selected candidate an hourly rate in the range of $11.54 unless minimum wage is higher : (AZ $14.70, CA $16.50, CO $14.81, FL $14.00, WA $16.66 / hourly) with the potential for other financial incentives. Actual offers will be based on a variety of factors, including experience. Employees will have access to paid time off, medical, dental, vision, basic life insurance, and the Company's 401(k) plan.