Job Category : Mortgages
Requisition Number : MORTG006091
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- Posted : December 5, 2025
- Full-Time
- Hybrid
Locations
Showing 1 location
Marlborough, MA 01752, USA
Description
Schedule
Monday through Friday 8a-5p
What You’ll Do
Summary / Objective :
The Mortgage Risk Analyst I is responsible for performing regulatory compliance tests and analysis of mortgage loans and home equity loans / lines.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Support the Mortgage Department to develop and maintain an optimized and efficient regulatory program for mortgage loans and home equity loans / lines.Perform ad hoc quality assurance testing to ensure internal policies and procedures are adhered to within the mortgage lending process.Track and report the results of testing, providing both technical and functional suggestions to enhance the member experience through the lending process and create efficiencies for mortgage lending personnel.Work with the Mortgage Risk and Compliance Departments to revise and implement existing and future regulatory needs throughout the mortgage lending and servicing areas.Work with Mortgage Department leadership on internal and external audit examinations, assisting in the resolution of any outstanding issues.Responsible for maintaining a mortgage lending compliance program in various areas, such as Fair Lending, HMDA, and TRID.Assist in the design and implementation of projects and activities to further the growth of mortgage lending at DCU.Work with Mortgage Risk leadership to develop the Mortgage Department’s annual compliance testing plan.Develop Key Risk Indicators (KRIs) for early warning signs of compliance concerns.Monitor various indicators of risk – KRIs, QC results, compliance testing results, complaints, risk assessment results, etc., to identify weaknesses and assist in remediating.Review new products / services for potential compliance concerns; prepare risk assessments.Maintain knowledge of, and adhere to, the Credit Union’s internal compliance policies and procedures.Provide innovative, detailed, and practical solutions to an extensive range of demanding and complicated problems.Make recommendations for changes to procedures and documentation.Create and maintain gap analysis detail reporting.Manage large data sets, troubleshoot, and develop efficient processes for collecting and aggregating data.Communicate effectively with team members and Mortgage Department leadership.Identify issues and elevate as needed.Perform other job-related duties as assigned.What You’ll Need
Education and Experience Requirements :
5-7 years of leadership and related mortgage lending experienceBA / BS DegreeKnowledge of State and Federal compliance regulationsKnowledge of Secondary Market guidelinesAdditional Eligibility Requirements :
Professional Written and Verbal Communication skillsWhat We Do
DCU is the largest credit union headquartered in New England – serving more than one million members in all 50 states. With over 1,700 team members, we strive to make DCU a great place to work with an excellent work-life balance and a community that cares.
DCU is an equal‑opportunity employer, and we value diversity, inclusion, and equity at our company. We evaluate qualified applicants without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.
If you’re applying for a job and need a reasonable accommodation for any part of the employment process, please send an email to career@dcu.org and let us know the nature of your request and contact information. Please note that only those inquiries concerning a request for reasonable accommodation will be responded to from this email address.
DCU is not currently offering Visa transfer / sponsorship for this position.
Expected Pay Range $30.00 - $33.70
Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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