Credit Risk Associate - Capital Markets

Job Title : Credit Risk Analyst Capital Markets

At Regions, the Credit Risk Analyst Capital Markets performs advanced credit risk analyst duties as a second line of defense function for the Regions' Capital Markets business.

Primary Responsibilities

• Conducts complex identification, measurement, monitoring and reporting tasks related to the Capital Markets portfolio
• Designs, develops and reports independent analyses
• Resolves a range of problems and analyses solutions using standard procedures
• Reviews credit approval packages in preparation for approval discussions. Provides summary of analysis and recommended questions for the meeting
• Reviews and approves application letters and commitment letters for transactions approved by Real Estate Capital Markets
• Completes and distributes a summary of all initial loan approvals to include any conditions for approvals as requirements for final approval package
• Reviews detailed reports to monitor loan performance. Identifies potential performance issues and follows up with first line and credit risk parties to determine where loans warrant risk rating reviews
• Reviews risk rating documentation and provides feedback
• Acts as a resource to the team on topics related to policies, procedures, servicing requirements and capital markets-related reports

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

Skills and Competencies

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include : experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target :

Minimum : $84,757.75 USD

Median : $115,960.00 USD

Incentive Pay Plans : This job may participate in an annual discretionary bonus plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click the link below.

Location Details

Location : Atlanta, Georgia

Equal Opportunity Employer / including Disabled / Veterans