Senior Mortgage Loan Officer

Mortgage Financial Services Representative

Key responsibilities :

Client interaction :

Conduct initial consultations with potential borrowers to understand their needs and financial situation.

Gather necessary documentation like tax returns, paystubs, bank statements, and credit reports.

Pre-qualify borrowers to determine their loan amount and eligibility.

Loan application process :

Assist in completing loan applications accurately.

Verify information provided by borrowers against supporting documents.

Analyze credit scores and debt-to-income ratios to assess loan feasibility.

Prepare loan packages for submission to lenders.

Communication and coordination :

Communicate with real estate agents, appraisers, and underwriters to ensure smooth loan processing.

Update clients on the status of their loan application.

Address any concerns or questions from clients.

Lead generation and business development :

Follow up on leads and nurture relationships with potential clients.

Required skills and qualifications :

Strong communication and interpersonal skills to build rapport with clients

Attention to detail to ensure accurate loan documentation

Proficiency in computer software and technology savvy

Fast learner and able to keep up with a fast-paced environment

Open to coaching and able to adapt to change

Time management and organizational skills

Willingness to communicate primarily on phone, email and text

Experience working with loan products preferred.

Compensation :

Salary plus commission

This position is eligible for bonuses.

This position is eligible for commissions.

This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.

Work Schedule :

We are open Monday-Thursday 7 : 00am-7 : 00pm, Friday 7 : 00am-5 : 00pm, and Saturday 8 : 00am-5 : 00pm.

All customer-facing OR lender-facing roles are assigned to an early, mid, or late shift, which may alternate on a weekly or biweekly basis. Training will be a set schedule.

This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.

What we offer :

Full training in the sales process and products

3-5 Week NMLS Licensing Training, including the 20-hour course and all test taking fees.

Great Benefit package including :

Full-Time Base plus Commission Role

Health, Dental and Vision Insurance

Life Insurance

Paid Time Off

401(k)

True potential for advancement, we always endeavor to promote from within.

Compensation details : 60000-150000 Yearly Salary

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