Senior Risk Analyst

Calling all innovators - find your future at Fiserv.

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

Senior Risk Analyst

About your role :

You will support transaction risk management for a portfolio of merchant accounts within Fiserv's payments and risk organization, helping protect revenue and reduce fraud and credit losses. The team builds analytic and machine-learning solutions to detect and mitigate risk while ensuring accounts meet service and compliance requirements. This role delivers models, rules, and reporting that directly improve portfolio performance and customer outcomes.

What you'll do :

Develop, test, and implement machine learning models and rules to mitigate fraud and credit risk for merchant portfolios.

Analyze large, ambiguous datasets to identify trends, quantify risk, and define strategies to improve portfolio performance.

Build and maintain automated ETL pipelines, feature stores, and model deployment workflows to support production scoring and monitoring.

Create internal and external reporting and analytics on an ongoing and ad hoc basis, including dashboards and executive summaries.

Monitor key performance and risk metrics, investigating deviations and ensuring accounts meet contractual SLAs.

Communicate technical findings and recommendations directly with external customers and cross-functional stakeholders.

Work with minimal supervision and partner with validation, operations, and engineering teams to operationalize models.

Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.

Experience you'll need to have :

1+ years of experience in SQL and working with relational and columnar databases.

2+ years of experience working with predictive modeling and big data.

3+ years of equivalent combination of educational background, related experience, and / or military experience.

Experience that would be great to have :

1+ years of experience in SAS for statistical analysis and legacy model maintenance.

2+ years of experience in BI and visualization tools (Tableau, Power BI) for reporting and dashboard creation.

Master's degree in Data Science, Statistics, Computer Science, or a related quantitative field.

Experience communicating analytics and model implications to external customers and senior stakeholders (stakeholder management).

How you'll work :

• This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.

Sponsorship :

Benefits at Fiserv :

Fuel Your Life program to support physical, financial, social, and emotional well-being

Paid holidays and generous time away policies

No-cost mental health support through Employee Assistance Programs

Living Proof program to recognize your peers' extra effort with points used for rewards

Eight Employee Resource Groups to foster a collaborative culture

Unparalleled professional growth with training, development, and internal mobility opportunities

Retirement planning and discounted shares with the Employee Stock Purchase Plan

Medical, dental, vision, life, and disability insurance options available day one

Tuition assistance and reimbursement program

Paid parental, caregiver, and military leave

#LI-SS1

Salary Range

$71,250.00 - $114,000.00

These pay ranges apply to employees in New Jersey and New York. Pay ranges for employees in other states may differ.

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.

This position is not eligible for an annual incentive opportunity and is also not eligible to earn commissions.

Thank you for considering employment with Fiserv. Please :

Apply using your legal name

Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Equal Opportunity :

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.

If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com . Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.

Note to agencies :

Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

Warning about fake job posts :

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and / or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.