Portfolio Manager- Heights

The Portfolio Management Team oversees the entire life cycle of commercial credit, from monitoring and servicing existing relationships to identifying new opportunities from existing clients and adapting to evolving client needs. They balance risk and opportunity, ensuring loans are structured soundly, monitored diligently, and modified responsibly to support regulatory compliance, minimize credit losses, and maintain portfolio integrity.

The Portfolio Manager manages a portfolio of commercial loan relationships with increasing independence, leads the renewal and annual review process, serves as the secondary point of contact for existing clients on servicing matters and collaborates with Relationship Managers to identify new lending opportunities from the current portfolio.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Portfolio Management :

Independently manage a portfolio of commercial loan relationships across multiple Relationship Managers, potentially across multiple locations.

Manage credit risk with prior credit training.

Serve as the second point of contact for prospective customers and the first point of contact on loan underwriting and routine reporting matters for existing customers.

Handle Anti-Financial Crimes requests for information and liaise between the bank and customers.

SECONDARY DUTIES

The position performs duties specific to the position and other functions as assigned by management.

SUPERVISORY RESPONSIBILITY

This position is not responsible for the supervision of staff.

ENVIRONMENT AND PHYSICAL ACTIVITY

The incumbent is in a non-confined office setting in which they are free to move about at will. In the course of performing the duties and responsibilities of this position spends time writing, speaking, listening, lifting (up to 25 pounds), sitting, typing on a computer keyboard, and standing, kneeling and reaching.

The incumbent for this position may operate any or all of the following : telephone, copy and fax machine, adding machine, computer and related printers.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The incumbent in this position must be able to read documents or instruments, detailed work, problem solving, customer contact, reasoning, math, verbal and written communication, analytical reasoning, multiple tasks with constant interruptions.

MINIMUM REQUIREMENTS

These specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines :