SBA Loan Specialist

Description

As an SBA Specialist you would have the opportunity to be proactively involved in helping our small business clients reach their goals while being part of a professional SBA Team who cares about the communities they live in and serve.

Location : This role is open to hybrid work within the Washington Trust Bank footprint of WA, ID and OR. Regular, reliable attendance is required.

The SBA Loan Specialist will facilitate SBA transactions in support of Relationship Managers and provide education on the benefits of SBA lending. Responsibilities for this position include deploying SBA programs as well as creating strategies to originate SBA loans in the marketplace in concert with Relationship Managers and Small Business Department managers. Activities include presenting the company's loan capabilities and structuring SBA loan proposals.

Essential Functions

• Provides SBA education and resources to Relationship Managers on an ongoing basis to ensure widespread knowledge of the SBA programs and attributes available by providing periodic group presentations, one-on-one consultations, reference and marketing materials and an intranet site.
• Implements client specific SBA communication plans to establish and maintain excellent client relationships and identify client needs.
• Responsible for marketing SBA products / services to identified clients / referrals at the direction of department managers including preparing for joint client meetings and follow-up as necessary.
• Generates eligibility determinations, structures transactions and solicits requisite application documents for SBA loans.
• Assists Relationship Managers by selecting and helping implement SBA lending programs as appropriate based on the needs of the client.
• Works with relationship managers to help ensure an integrated and seamless approach to servicing the client.
• Participates in client relationship planning as it relates to SBA lending.
• Manages and assists with the management of SBA loan projects as needed by Relationship Managers.
• Keeps abreast of new products, methods / techniques, key industry trends, conditions and changes in laws and regulatory policies.
• Ensures an effective working relationship with other Bank personnel as required to perform client support and sales functions.
• Takes a leadership role in community affairs and activities where warranted for effective business development and community exposure.
• Maintains proficiency regarding current Bank and Divisional policies and procedures.
• Perform compliance and risk management duties as required or assigned

Qualifications

Compensation : $64,279 - $96,419

The compensation range represents the low and high end of the base compensation range for this position in Eastern, Washington and Idaho. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. This position is eligible to participate in an applicable incentive plan.

What Our Culture Can Offer You :

Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work / Life Benefits. We are proud to share an overview of our benefits HERE as part of your total compensation.

Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outlined by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.