Job Description
Job Description
We are seeking an experience Loan Processor to join a thriving financial service company located in Irvine. This person will be responsible for examining applications, assessing applicant background and denying or processing the loans. The ideal candidate will have 3+ years of experience, a bachelors degree in a related field, and strong communication skills. MUST have conventional loan experience for consideration!
This company offers great benefits, work / life balance and a strong base plus commission! Apply now!
Responsibilities
- Perform initial appraisal of potential borrowers by thoroughly examining their applications
- Assess the credit standings of applicants through background research
- Interview applicants to evaluate their eligibility for loan or mortgage
- Conclude on all applicable financial and non-financial criteria and develop loan repayment plans
- Follow up with clients to clarify important points
- Give the “green light” to eligible candidates and report decisions with sound arguments
- Finalize loan contracts and keep clients informed in rules and obligations
- Remain up to speed regarding lending and other financial services
- Create and renew records
- Identify customer needs, explore all options and suggest different types of loans
- Cultivate trustworthy referral networks, suggest alternate channels and cross-sell products and services
- Forge trust relationships and enhance customer dedication
- Work within established regulations and adhere to law requirements at all times
Requirements
3+ years of proven working experience in a Loan Processor roleBSc degree in finance, economics, or a related fieldComprehension of direct / indirect lending proceduresIn-depth understanding of relevant rules and regulationsExcellent communication and sales skillsBalance between customer satisfaction orientation and a results driven approachMUST have conventional loan experience