Talent.com
Mortgage Loan Originator - Houston, TX
Mortgage Loan Originator - Houston, TXTexas Regional Bank • Houston, TX, United States
serp_jobs.error_messages.no_longer_accepting
Mortgage Loan Originator - Houston, TX

Mortgage Loan Originator - Houston, TX

Texas Regional Bank • Houston, TX, United States
job_description.job_card.variable_days_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

Position Summary

The Mortgage Loan Originator (MLO) will be responsible for originating the loan products offered by the bank as well as develop internal and external referral sources to generate new mortgage lending business, including conventional residential mortgage and FHA / VA loans. The officer should have a passion for serving the community, enabling the dream of homeownership with deep relationships with community organizations, homeownership advocacy groups, and other non-profits. This sales role expects strong production results, with a particular focus on serving customers in low-and-moderate income and minority communities. With exceptional interpersonal skills and dedication to customer service will be vital throughout the originations process where you will be the customer's primary point of contact. The MLO represents the bank in a professional and enthusiastic manner by supporting the mission statement and adhering to our core values in all functions of their job responsibilities and interaction with internal and external customers.

Principal Duties and Responsibilities

  • Interviews applicants and request specific information for mortgage loan application.
  • Serves as primary contact with all parties on individual loans originated from application to closing; duties may include :

Counseling and pre-qualifying potential home buyers

  • Completing applications
  • Obtaining all necessary support documents along with appropriate fee and lock-in information in compliance with FNMA, FHLMC, VA, FHA, and mortgage lending regulations which includes RESPA, TRID, and HMDA
  • Overseeing loan process by monitoring loan status and ensuring conformity with terms
  • Obtaining loan documentation prior to closing
  • Assisting in collecting additional documents and communicating loan status to all parties
  • Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan.
  • Works with underwriting to ensure all questions are answered and / or to resolve mortgage related problems.
  • Submits loan package to operations department and assists loan processor in loan approval.
  • Coordinates activities with loan processor and customer / borrower to ensure that proper documentation and verification is obtained.
  • Develops and maintains internal relationships to create cross-sell opportunities by leveraging the mortgage transaction.
  • Calls on prospective customers and explains loan products and services.
  • Prepares required reports for department administrative purposes.
  • Other Responsibilities

  • Support and promote the Bank vision, mission and core values, organizational structure and policies and procedures.
  • Must have excellent analysis, observation, and decision-making skills.
  • Highly focused, able to rapidly determine key priorities, clearly communicate the priorities and ensure resources are properly aligned.
  • Excellent interpersonal and communication skills are necessary for maintaining effective relationships with Board members, officers, employees, and members of the business and civic community.
  • Individual should be able to work under high pressure situations and a stressful atmosphere.
  • Provides a strong, compassionate, and visible leadership, which fosters positive attitudes and trust among employees, customers, and prospects.
  • Comply with federal and state regulations as well as all established Bank policies and procedures.
  • Other duties as assigned.
  • Qualifications, Education and Experience Requirements

  • High School Diploma or GED equivalent with minimum of 1-3 years of residential real estate experience; preferably in a brokerage, lending, or underwriting capacity.
  • Applicants must either possess an NMLS license, in the process of getting a NMLS license.
  • Excellent level of verbal and written communication skills.
  • Excellent analytic skills, attention to detail, and ability to work within time constraints.
  • Excellent level of interpersonal skills to work effectively with others.
  • Excellent knowledge of FNMA, FHLMC, FHA and VA product guidelines.
  • Intermediate level of computer skills, including the ability to function in a windows environment.
  • Ability to be results oriented with sound judgment.
  • Ability to supervise and manage the workflow of subordinate(s) through superior leadership skills.
  • Ability to establish credibility and be decisive while recognizing and supporting the company's preferences and priorities.
  • Must be able to be physically present in the Bank to perform job duties.
  • Texas Regional Bank is an Equal Opportunity Employer.
  • serp_jobs.job_alerts.create_a_job

    Mortgage Loan Originator • Houston, TX, United States

    Job_description.internal_linking.related_jobs
    Mortgage Loan Officer

    Mortgage Loan Officer

    Houston Staffing • Houston, TX, US
    serp_jobs.job_card.full_time
    Mortgage Loan Officer - Retail.The Mortgage Loan Officer - Retail position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and extern...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Mortgage Loan Officer- Texas

    Mortgage Loan Officer- Texas

    Bronze Star Consultant • Houston, TX, United States
    serp_jobs.job_card.full_time
    About the job Mortgage Loan Officer- Texas.Our client is looking for experienced Loan.This company is not simply driven by profit, but by making a difference in the lives of clients, customers, and...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    A / R Factoring Portfolio Manager - Houston

    A / R Factoring Portfolio Manager - Houston

    BankTalent HQ • Houston, TX, United States
    serp_jobs.job_card.full_time
    Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets.Zion...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Senior Home Lending Advisor - Houston TX - Meyerland

    Senior Home Lending Advisor - Houston TX - Meyerland

    JPMorganChase • Houston, TX, US
    serp_jobs.job_card.full_time
    Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your cu...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Mortgage Loan Compliance Helpdesk Analyst

    Mortgage Loan Compliance Helpdesk Analyst

    Cornerstone Capital Bank • Houston, TX, United States
    serp_jobs.job_card.full_time
    Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention,...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Branch Relationship Banker (Personal Banker) - Bell Tower / Houston, TX

    Branch Relationship Banker (Personal Banker) - Bell Tower / Houston, TX

    BankTalent HQ • Houston, TX, United States
    serp_jobs.job_card.full_time
    At Amegy Bank, people and culture are at the heart of everything we do.Everyone counts" isn't just a phrase.It is woven into all aspects of our organization. We know that to be successful in deliver...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Senior Home Lending Advisor - Houston TX - Fry Road

    Senior Home Lending Advisor - Houston TX - Fry Road

    JPMorganChase • Houston, TX, US
    serp_jobs.job_card.full_time
    Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your cu...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Wealth Advisor - Houston

    Wealth Advisor - Houston

    BankTalent HQ • Houston, TX, United States
    serp_jobs.job_card.full_time
    At Amegy Bank, people and culture are at the heart of everything we do.We live by the motto of "everyone counts" and recognize the diverse values and experiences each employee brings to our team.We...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Loan Processor

    Loan Processor

    Cornerstone Capital Bank • Houston, TX, United States
    serp_jobs.job_card.full_time
    Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention,...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Mortgage Lender- Texas

    Mortgage Lender- Texas

    BankTalent HQ • Houston, TX, United States
    serp_jobs.job_card.full_time
    At Amegy Bank, people and culture are at the heart of everything we do.Everyone counts isn't just a phrase.It is woven into all aspects of our organization. We know that to be successful in deliveri...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Retail Mortgage Loan Originator

    Retail Mortgage Loan Originator

    Truist • Houston, TX, United States
    serp_jobs.job_card.full_time +2
    The position is described below.If you want to apply, click the Apply Now button at the top or bottom of this page.After you click Apply Now and complete your application, you'll be invited to crea...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_hours • serp_jobs.job_card.promoted • serp_jobs.job_card.new
    Senior Home Lending Advisor - Houston TX - Memorial Drive

    Senior Home Lending Advisor - Houston TX - Memorial Drive

    JPMorganChase • Houston, TX, US
    serp_jobs.job_card.full_time
    Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your cu...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_1_day • serp_jobs.job_card.promoted
    Senior Home Lending Advisor - Houston TX - Bellaire

    Senior Home Lending Advisor - Houston TX - Bellaire

    JPMorganChase • Houston, TX, US
    serp_jobs.job_card.full_time
    Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your cu...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Director, Mortgage Originations Compliance

    Director, Mortgage Originations Compliance

    Cornerstone Capital Bank • Houston, TX, United States
    serp_jobs.job_card.full_time
    Cornerstone Capital Bank is a new bank, with over $330 million in capital and $2.Cornerstone Home Lending and community banking standout Roscoe State Bank. You'll be on the front end of working for ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Private Banking Relationship Manager - Houston, TX

    Private Banking Relationship Manager - Houston, TX

    BankTalent HQ • Houston, TX, United States
    serp_jobs.job_card.full_time
    At Amegy Bank, people and culture are at the heart of everything we do.We live by the motto of "everyone counts" and recognize the diverse values and experiences each employee brings to our team.We...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Healthcare Lending Relationship Manager - Austin, Dallas, Houston, or San Antonio, TX

    Healthcare Lending Relationship Manager - Austin, Dallas, Houston, or San Antonio, TX

    BankTalent HQ • Houston, TX, United States
    serp_jobs.job_card.full_time
    At Amegy Bank, everyone counts! Your contributions are valued, and everyone is given the opportunity to grow in their career. We're committed to doing the very best for our customers, our communitie...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Mortgage Lender-Texas

    Mortgage Lender-Texas

    BankTalent HQ • Houston, TX, United States
    serp_jobs.job_card.full_time
    At Amegy Bank, people and culture are at the heart of everything we do.Everyone counts isn't just a phrase.It is woven into all aspects of our organization. We know that to be successful in deliveri...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Reverse Mortgage Originator Development Program

    Reverse Mortgage Originator Development Program

    Mutual of Omaha Mortgage • Houston, TX, US
    serp_jobs.job_card.full_time
    serp_jobs.filters_job_card.quick_apply
    This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program. Come join the winning team, with over 100 years of success and stability.W...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30