Senior Loan OfficerFirst Federal Bank • Charleston, SC, United States
Senior Loan Officer
First Federal Bank • Charleston, SC, United States
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job_description.job_card.job_descriptionHigh school diploma or equivalent required. 4-year degree preferred, but not required. Minimum 6 years' experience originating mortgage loans. Strong understanding and knowledge of financial institution and products and services. Excellent cross- selling, organizational, and communication skills. Able to communicate effectively with borrowers, builders and realtors. Ability to deal with time constraints and strong attention to detail. Extended hours sitting and performing computer tasks may be required.
Essential Functions
- Interviews residential mortgage loan applicants.
- Requests specified information for loan application.
- Notifies applicant of loan decision.
- Corresponds with customers, applicants or creditors to resolve questions regarding application information.
- Recommends and outlines terms of loan.
- Informs prospective borrowers of loan commitments.
- Reviews developing laws and regulations as they apply to installment loan security agreements.
- Assists collection officer with delinquent account files for the financial institution.
- Responsible for quality loan growth.
- Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
- Provides the best service to our customers with innovative and creative solutions.
Minimum Qualifications
Bilingual candidates encouraged to apply.
EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY
E - Verify Employer
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Senior Loan Officer • Charleston, SC, United States
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