Lead, Product Compliance

About the Role

We’re hiring a Lead, Product Compliance to provide high-impact compliance advisory support for Chime’s products, including SpotMe & MyPay, which are core features that help millions of members manage liquidity and avoid traditional overdraft fees. This role is ideal for a strategic thinker who thrives in ambiguity and enjoys partnering with Product, Engineering, Risk, and Operations to shape experiences that are compliant, scalable, and member-centric.

You will be the primary compliance voice embedded with the product team—proactively identifying risks, interpreting regulation in novel contexts, and enabling the product to scale responsibly and quickly.

The base salary offered for this role and level of experience will begin at $130,050.00 and up to $180,600.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

What You'll Do

• Serve as the lead compliance advisor for products like SpotMe or MyPay, providing guidance from ideation through implementation for new features, enhancements, and scaling efforts.
• Partner closely with Product, Engineering, Risk, Operations, and external partners to ensure that member experiences are frictionless yet compliant.
• Interpret and apply regulations including Reg E, UDAAP, Reg Z (as applicable), and other relevant laws to Chime’s product builds.
• Develop clear, actionable compliance requirements for product teams, helping to reduce ambiguity and accelerate delivery.
• Support controls design, documentation, and internal review processes to align with Chime’s CMS and regulatory expectations.
• Represent Product Compliance in discussions with bank partners, Legal, and Risk functions, advocating for compliant innovation.

What You Bring

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank

We're a team of problem solvers, dreamers, and builders with one shared obsession : our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

What we offer for our full-time, regular employees

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact : benefits@chime.com.

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

#J-18808-Ljbffr