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Underwriting Specialist

Underwriting Specialist

Yrefy LLCPhoenix, Arizona, United States
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Position Title : Underwriting Specialist

Type : Full-Time, Hourly, Non-Exempt, In-Office, Non-Remote, 8 Hour Shift, M-F

Pay :   $50,000.00 - $60,000.00 per year, Bonus Opportunities

About us :

Yrefy is a dynamic lender that solves the student loan dilemma with unique financial products for borrowers. If you are passionate about people and thrive in a growing environment, we invite you to consider joining our team!

The Underwriting Specialist position is responsible for providing exceptional internal customer service while reviewing Borrower and Co-Borrower applications to determine their eligibility by analyzing credit scores and the company's risk potential.  Our ideal candidate should demonstrate an understanding of compliance; possess excellent analytical and logical thinking along with problem-solving skills; and have strong attention to detail with the ability to handle complex projects.

Responsibilities

  • Ensure policies, procedures and borrower file documentation are followed as related to underwriting within each department (Sales, Processing, Loan Acquisition, Servicing, Auditing, etc)
  • Ensures all processes are within compliance of underwriting guidelines and requirements
  • Participate and assist in system testing, validation, and implementation
  • Process document file by reviewing and completing income calculations and credit bureau reports, and processing denial letters.
  • Monitor escrow accounts
  • Maintains underwriting statistics for Sales, Processing, Loan Acquisitions, and Finance to provide end-of-month, quarter, and year documentation and support
  • Attend all meetings and trainings courses as required
  • Perform other related duties as assigned

Education and Experience

  • Associate degree strongly preferred
  • One (1) year experience preferred in underwriting is preferred
  • Experience in student lending field is preferred, but not mandatory
  • Previous experience in Quality Control and compliance is welcomed, and translates well to this role
  • Proficient with Microsoft Office Suite, especially Microsoft Excel
  • Previous experience with reading and analyzing Credit Bureau Reports
  • Required Skills / Abilities

  • Ability to multi-task and handle complex projects
  • Excellent analytical, logical thinking, and problem-solving skills
  • Strong attention to detail and organizational skills are essential for success in this role
  • Excellent oral and written communication skills
  • Ability to communicate with executive leadership
  • Time management and organization skills
  • High level of professionalism, honesty, and drive, with a passion to excel
  • Physical Requirements

  • Prolonged periods sitting at a desk and working on a computer
  • Must be able to lift 15 pounds at a time
  • Benefits

  • 100% Employer paid Medical for Employee AND Family includes Mayo Clinic
  • Safe Harbor 401k / ROTH Plan with 4% Company Match
  • Dental Insurance
  • Vision Insurance
  • Company paid Term Life Insurance
  • Supplemental Voluntary Life Insurance
  • Company paid Short-and Long-Term Disability Insurance
  • Voluntary Pet Insurance
  • Fully subsidized LifeTime Gym Membership
  • Tuition reimbursement
  • Catered Friday lunches
  • Employee Discount Program
  • Paid time off
  • Referral program
  • New Hire Training Program
  • Fun In-Office Work Environment
  • Opportunity to work at a Fast-Growing Company
  • And MORE!!
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    Underwriting Specialist • Phoenix, Arizona, United States