Credit Analyst
We are looking for an experienced Credit Analyst to join our team in Richmond, Virginia. In this role, you will play a key part in evaluating creditworthiness, managing accounts receivable, and providing detailed financial reporting. This position offers an opportunity to contribute to critical decision-making processes and ensure the financial stability of our operations.
Responsibilities :
- Assess the creditworthiness of new accounts by analyzing financial data and documentation.
- Monitor accounts receivable and ensure timely collection of outstanding balances.
- Prepare and present comprehensive financial reports to support credit decisions.
- Collaborate with internal teams to review and process credit applications efficiently.
- Conduct thorough evaluations of commercial credit and collections to mitigate risks.
- Identify and address discrepancies within accounts or payment cycles.
- Support the implementation of effective credit policies and procedures.
- Provide recommendations to improve credit and collection strategies.
- Maintain up-to-date records of credit and collection activities.
- Ensure compliance with industry standards and company policies.
Requirements :
Proven experience in credit analysis and decision-making processes.Expertise in managing commercial credit and collections.Strong analytical skills with the ability to interpret financial data.Familiarity with credit applications and related documentation.Excellent communication and interpersonal abilities.Proficiency in financial reporting tools and software.Detail-oriented with a focus on accuracy and compliance.Bachelor's degree in finance, accounting, or a related field preferred.