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Residential Mortgage Processor

Residential Mortgage Processor

ASCENDINGBethesda, MD, US
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Job Description

Job Description

Location : Bethesda, MD (Hybrid – 2 to 3 days onsite)

Type : Full-Time | Direct Hire

About the Role

We’re hiring a Mortgage Analyst on behalf of our mortgage services client. This position plays a key role in the loan lifecycle—ensuring accuracy, compliance, and readiness for closing. You’ll manage a dynamic pipeline of 40–50 loans, working cross-functionally with underwriting, loan origination, and closing teams to deliver timely and precise outcomes. This is a great opportunity for someone with a sharp eye for detail and a strong grasp of mortgage documentation processes.

Key Responsibilities

  • Review loan documentation to confirm alignment with term sheets and loan program guidelines.
  • Proactively clear outstanding conditions, coordinating with internal teams and third-party stakeholders.
  • Maintain ownership of an active pipeline (40–50 files) and ensure progress meets established timelines.
  • Prepare accurate, complete loan packages ready for underwriting and closing.
  • Analyze credit file components such as credit reports, title insurance, disclosures, and appraisals.
  • Build foundational knowledge of company loan products, processes, and compliance requirements.
  • Serve as a liaison for applicants, title companies, realtors, appraisers, and builders.
  • Contribute to team success through collaboration, problem-solving, and process improvement.
  • Take on additional duties as needed to support the broader operations team.

Who You Are

  • Experience : 1–3 years in mortgage processing, underwriting, or loan analysis.
  • Education : Bachelor’s degree or equivalent professional experience.
  • Detail-Driven : Strong organizational skills and a commitment to precision.
  • Communicator : Comfortable interacting across departments and with clients.
  • Tech-Savvy : Proficient in Excel; Salesforce or Loan Origination Systems (LOS) experience a plus.
  • Regulatory Knowledge : Familiarity with credit reporting, mortgage regulations, and loan collateral review.
  • What’s in It for You

    Salary : $60,000–$65,000 (commensurate with experience and qualifications)

    Bonus : Performance-based bonuses awarded quarterly

    Benefits :

    401(k) with company match

    Health, dental, and vision insurance

    Life and disability insurance

    PTO + flexible work schedule

    Monday–Friday schedule (9AM–6PM or 10AM–7PM EST)

    Hybrid or remote flexibility based on location

    Equal Opportunity Employer

    Our client is committed to fostering a diverse and inclusive workplace. All qualified applicants will be considered without regard to race, color, religion, gender, national origin, disability, veteran status, or any other legally protected status.

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    Mortgage Processor • Bethesda, MD, US