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Senior Staff Data Scientist, Credit Card

Senior Staff Data Scientist, Credit Card

SofiLittle Falls, New Jersey, United States
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The Role

We are seeking a Senior Staff Data Scientist who will help shape our Credit Card business strategy and product development decisions through data-driven insights.  The Senior Staff Data Scientist will be working closely with cross-functional partners, including Credit Card business leaders, Product & Finance partners, to build and grow SoFi Credit Card into a top choice for consumers to "Get Your Money Right".

This is an exciting role for someone to make a direct impact on new product strategy and revenue of SoFi. Success in this role hinges on your technical aptitude, quantitative abilities, and business acumen : you know how to plow through data with SQL / Python / Tableau, surface insights using math / statistics / ML techniques, and measure the business impact using efficiency / conversion / profit metrics. You treat stakeholders as a partnership – you are there at each step of the way and you know that we only succeed if we succeed together.

What you’ll do :

  • Work with amazing product and business managers to identify strategic opportunities, measure KPIs to craft compelling stories, make data-driven recommendations, and drive informed actions.
  • Analyze segment performance at the portfolio level and by vintage to drive insights and optimization
  • Help drive customer engagement strategies including early stage engagement, balance transfers, spend programs, and retention
  • Help manage and analyze existing cardholder portfolio covering spend engagement, balance stimulation, and good payment behaviors
  • Craft, analyze, and present customer behavior metrics, such as funnel conversion, user churn, features engagement, product LTV, and cross-sell metrics. Work with product and marketing partners to design tests to improve these metrics.
  • Own end-to-end product analytics workflow including formulating success metrics, socializing them across the organization, and creating pipelines & dashboards / reports;
  • Run significance tests and continuously discover trends in customer behavior to inform decision making with a high level of confidence;
  • Present analyses to Credit Card and Finance business leaders.

What you’ll need :

  • M.B.A, B.S. or M.S. in Statistics, Economics, Engineering, Computer Science, Mathematics or a related quantitative field is required for this position
  • 8+ years of experience working in an analytics, business strategy, or related role in the credit card industry
  • Strong programming skills in SQL, Python and proficiency in Tableau
  • Experience in the Credit Card industry, and deep understanding of credit card credit bureau data
  • Strong understanding of Credit Card PnL (profit and loss) drivers
  • Experience with product analytics, experimentation and hypothesis testing
  • Proven track record of end-to-end experience in building analytical frameworks to inform business strategy
  • Ability to work in a dynamic, cross-functional environment, with a strong attention to detail
  • Effective communication and presentation skills and ability to explain complex analyses in simple terms to business leaders
  • Exceptional problem-solving skills
  • Strong relationship building and collaborative skills
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    Staff Data Scientist • Little Falls, New Jersey, United States