Credit Analyst

Job Description

We are seeking a Credit Analyst to join our Farm Credit family! This position serves current and prospective customers with sound agricultural credit according to Association policies and procedures. The Credit Analyst develops and analyzes all types of credit information for use by loan officers and loan committees in making lending decisions. They prepare complete loan packages independently for mid-size to large loans. They determine if the financial profile of the borrower meets underwriting standards.

Responsibilities :

• Credit Analysis : Collaborate with assigned loan officers to provide complete and accurate analysis of financial position on existing and prospective borrowers to ensure proper loan decisions are made and that risk is continuously evaluated and properly assessed in the portfolio.
• Credit Administration : Collaborate with assigned loan officers to complete all loan servicing requirements on assigned accounts in accordance with loan service plan and financial information submission requirements. Collaborate with assigned loan officers on administrative and servicing actions including extensions, waivers, amendments, conversions, partial releases, etc. Maintain acceptable credit administration rating on assigned portfolio.
• Sales & Marketing : Contribute and support the team's average loan volume, fees, and Home Lending and Financially Related Services referral goals being achieved. Represent and promote the Association at agricultural organization meetings and events to promote AgSouth's products and services. Accompany loan officers on customer calls and interviews.

Requirements :

Other Details :

AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities.

This position can be in any AgSouth branch located in NC.

Why AgSouth?

When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast.

At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family!

What can we offer you?

About Us

ABOUT US

We are an Equal Employment / Affirmative Action employer, including veterans and individuals with disabilities. We do not discriminate in hiring on the basis of age, race, color, national origin, sex, sexual orientation, gender identity, pregnancy (including childbirth or related medical condition), religion, disability, protected veteran status, or any other characteristic protected by federal, state or local law.

If you need a reasonable accommodation for any part of the employment process, please contact us by email at AGSHR@agsouthfc.com or by phone at (912) 764-9091 and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.

Why AgSouth?

When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast.

At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family!

What can we offer you?