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CRE Credit Analyst -Miami, FL
CRE Credit Analyst -Miami, FLFinTrust Connect • Coral Gables, Florida, United States
CRE Credit Analyst -Miami, FL

CRE Credit Analyst -Miami, FL

FinTrust Connect • Coral Gables, Florida, United States
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CRE Credit Analyst -Miami, FL

FinTrust Connect has partnered with a community-focused regional banking institution to identify a skilled Credit Analyst specializing in Commercial Real Estate. This is a hybrid role based in Coral Gables, FL, ideal for a candidate who thrives on analyzing complex CRE transactions and supporting portfolio performance in a dynamic, deal-driven environment.

Why this opportunity?

  • Culture : Credit-first institution with collaborative deal teams and a focus on responsible lending practices
  • Workplace : Hybrid in Coral Gables, FL
  • Function : CRE underwriting and portfolio oversight for new originations, renewals, and ongoing risk management

Requirements :

  • Minimum of 5 years of experience underwriting CRE loans in a commercial banking environment
  • Bachelor's degree and formal credit training program preferred
  • Proficiency in financial statement analysis, loan structuring, and real estate valuation methods
  • Experience with borrowing base certificates, appraisals, rent rolls, and third-party CRE reports
  • Knowledge of regulatory guidelines and risk rating methodologies
  • Strong Excel and credit modeling skills
  • Description :

  • Underwrite and structure commercial real estate transactions including acquisitions, refinances, construction loans, and extensions
  • Participate in client meetings and internal credit discussions to assess risk, guide loan structure, and ensure compliance with policy
  • Prepare credit presentations and submit recommendations to appropriate credit authorities
  • Monitor ongoing CRE loan portfolios for financial covenant compliance, maturing debt, collateral performance, and reporting requirements
  • Analyze borrower financials, appraisals, rent rolls, and third-party reports to validate underwriting assumptions and risk exposure
  • Maintain accurate and timely internal reports including criticized asset monitoring and risk ratings
  • Coordinate with relationship managers, risk officers, and asset managers to support deal execution and portfolio performance
  • Contribute to special projects and portfolio reviews focused on CRE credit exposure and strategic risk management
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    Credit Analyst • Coral Gables, Florida, United States

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