ACH Project Delivery Analyst

Product Operations Support For ACH Payments

Provide day to day Product Operations Support for Automated Clearing House (ACH) Payments products / applications.

Working Conditions

When reviewing information, this job requires focused visual concentration with strong multi-tasking and prioritization skills in an environment covering a wide range of independent and distinct challenges. The job requires and provides on-call support and off-hour commitments from time to time. Carrying and responding through a BMO-approved mobile device or PC is required. Will require unscheduled overtime for prolonged periods of time on system / application recoveries, project initiatives, or support requirements.

Provides day-to-day delivery of critical processes, administration and servicing activities in connection with retail and commercial deposits and payments. Supports the execution of payments, transactions, service requests, administrative activities and processes and fulfillment of business, stakeholder and / or external customer inquiries / requests within relevant service level agreements. Collaborates with stakeholders to promote efficient and effective processes and workflow, establish positive working relationships across the organization and to achieve business results and deliver the intended customer and employee experience. Deposit and Payments operations includes (but are not limited to) specialized operations processes and activities related to cheque and electronic transaction processing, lockbox and remote deposit processes, account maintenance and monitoring, etc.

Acts as a trusted advisor to assigned business / group.

Recommends and implements solutions based on analysis of issues and implications for the business.

Identifies emerging issues and trends to inform decision-making.

Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.

Helps determine business priorities and best sequence for execution of business / group strategy.

Communicates with internal business partners and external customers to respond to standard and non-standard inquiries.

Ensures alignment between stakeholders.

Integrates information from multiple sources to enable more efficient processes, enhanced analysis and / or streamlined reporting.

Monitors and tracks performance, and addresses any issues.

Builds change management plans of varying scope and leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.

Leads or participates in defining the communication plan designed to positively influence or change behavior; develops tailored messaging; and identifies appropriate distribution channels.

Develops and manages a business / group program.

Reviews the program for effectiveness, considers industry trends and recommends enhancements; makes changes as required.

Integrates information from multiple sources to enable more efficient processes, enhanced analysis and / or streamlined reporting.

Fulfills routine and frequently non-routine transactions, internal business partner and / or external customer inquiries / requests, and / or audit / reconciliation activities.

Analyzes and resolve complex issues efficiently and effectively in accordance with Bank and industry standards. Act as primary back-up to team members and as back-up to the manager.

Evaluates circumstances requiring exceptions and engages senior management for resolution where required.

Performs the coordination of work flow and activities of the team, including assigning work, periodically reviewing output, providing input to employee performance reviews, quality control, training, team coaching and guidance, operations research and problem resolution.

May function as a problem-solving resource for more junior staff, referring non-routine issues to more senior team members and / or manager.

May perform quality control and training.

Organizes work information to ensure accuracy and completeness.

Participates / leads process / system continuous improvement initiatives.

Identifies business needs, designs / develops tools and training programs; may include delivery of training to audiences.

May act as the day to day contact for vendors; supports the implementation, maintenance, and sustainment of vendor solutions.

Provides accurate and timely processing of service requests, transactions, activities, etc. within relevant service level agreements and in accordance with established policies, processes and procedures.

Provides accurate, consistent, knowledgeable responses to stakeholder questions and requests.

Follows documented policies and procedures to execute day to day transactions, activities, processes and ensures all Service Level Agreements (SLAs) are met.

Checks and reconciles information and documentation to ensure accuracy and completeness.

Identifies and resolves discrepancies in accordance with standard procedures. Escalates issues, where necessary, as per guidelines.

Communicates and collaborates with internal and external stakeholders in order to deliver on business objectives.

Collaborates in development / implementation of new processes / systems and changes / improvements to existing systems and processes.

Develops and maintains an understanding of the regulatory requirements and risks inherent in the operations and ensures appropriate actions are taken and operational integrity is maintained.

Focus is primarily on business / group within BMO; may have broader, enterprise-wide focus.

Provides specialized consulting, analytical and technical support.

Exercises judgment to identify, diagnose, and solve problems within given rules.

Works independently and regularly handles non-routine situations.

Broader work or accountabilities may be assigned as needed.

Qualifications :

Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.

Strong knowledge and understanding of ACH Payment processing, business products, applications and services, processes, and controls. ACH NACHA message standards certification is preferred but not mandatory.

Specific knowledge and experience with ACH processing using Fiserv's PEP+ application is highly desirable.

Knowledge and experience using relevant systems and technology - In-depth.

Knowledge and understanding of the business unit's key products and services, processes and controls - In-depth.

Knowledge of the risk and regulatory requirements of the business - In-depth.

Prioritization skills - Good.

PC skills (MS Word, Excel, PowerPoint) - In-depth.

Ability to multi-task in a fast-paced environment.

Deep knowledge and technical proficiency gained through extensive education and business experience.

Verbal & written communication skills - In-depth.

Collaboration & team skills - In-depth.

Analytical and problem solving skills - In-depth.

Influence skills - In-depth.

Data driven decision making - In-depth.

Salary :

$74,000.00 - $138,000.00

Pay Type : Salaried

The above represents BMO Financial Group's pay range and.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.

BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.