Talent.com
Commercial Lending Product Manager
Commercial Lending Product ManagerStcu • Liberty Lake, Washington, United States
Commercial Lending Product Manager

Commercial Lending Product Manager

Stcu • Liberty Lake, Washington, United States
job_description.job_card.30_days_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

Company Description

STCU is consistently rated one of the top-performing credit unions in the nation, and has been named one of Fortune Magazine’s Great Places to Work. We look for employees who have a strong desire to serve others, are lifelong learners, are committed to working hard, have a fun-loving attitude, and who want to make a difference in our members’ lives. We love people who share our core values : Joyfulness, generosity, belonging, goodness, and striving. We believe in being a force for good in the community, while helping members achieve their financial goals and dreams.

STCU offers excellent benefits :

  • Paid time off—plus 11 paid holidays!
  • Medical, dental, vision and life insurance
  • Training and career development
  • Success sharing plan
  • 401(k) matching contributions
  • Tuition reimbursement

An overview of the benefits can be found  here  or here : https : / / stcu.org / here-for-good / about-stcu / careers / benefits

Salary range : $8,393 to $11,751 per month.

Job Description

The Commercial Lending Product Manager is primarily responsible for the development, execution and analysis of products and related strategies, initiatives, and planning for the business and commercial lending solutions. This role will analyze industry trends, evaluate competitive positioning and utilize data analytics to help create strategies to increase market share and optimize performance. The position also ensures regulatory compliance, as well as oversight of quality control programs, loan reviews and coordination of satisfying audit related findings.

Core Job Requirements / Outcomes

  • Research and evaluate the effectiveness of new and existing products, programs and projects by reviewing product-related risk and production performance, updates, changes and compliance requirements.
  • Provide portfolio monitoring through analytics tools by reporting on concentration risk, delinquency and charge-offs, profitability, probability of default, credit scores and LTV migration, portfolio stress testing and expected loss modeling to ensure maximum portfolio optimization.
  • Maintain compliance across the business and commercial product suite by regularly reviewing processes against regulatory and internal policy standards.
  • Provide oversight of credit union appraisal management by reviewing and recommending changes to the Real Estate Valuation Policy, evaluating and reporting on Broker Opinions of Value and E&O title providers and responding to inquiries regarding appraisal quality and performance.
  • Core Leadership Principles

  • Lead by example by aligning actions with shared values.
  • Embrace and communicate organizational direction by enlisting others in a common vision in support of organization values, goals and decisions.
  • Effectively lead organizational change by demonstrating and fostering a growth mindset by inspiring your team to do things differently, seizing opportunities, working through challenges and persevering toward a better future.
  • Lead performance by providing direction and delegation to create a climate where people are motivated to do their best.
  • Encourage the heart by exhibiting empathy, actively listening and celebrating to cultivate team engagement.
  • Other Essential Functions

  • Serve as a business analyst and perform competitive research to support various projects, product / service recommendations and strategic initiatives.
  • Partner with the lending frontline and operation teams, other product managers, digital channels, risk and compliance, and Continuous Improvement to ensure strategic initiatives and goals are met.
  • Maintain knowledge of rules, regulations and industry standards in regard to regulatory compliance and any other matters of interest related to business and commercial lending.
  • Manage assigned vendor relationships by communicating regularly with vendor contacts, facilitating open discussions
  • Lead departmental projects or consult on organizational projects that contribute to the evolvement of STCU’s culture and strategic vision and / or achievement of goals.
  • Qualifications

    Education :  Bachelor’s degree in business, finance or related field required.

    Job Experience : Minimum five years’ experience in the commercial lending field including advanced knowledge of lending regulations, compliance standards, technology and the commercial loan processes. Minimum three years of successful leadership experience required including experience in delegating, facilitating change, mentoring, problem solving, coaching and counseling staff. Knowledge of Interagency Appraisal and Evaluations Guideline and knowledge of all approved valuation documentation (ex. BPOs and Appraisal formats)

    Software Skills : Knowledge of applicable LOS, POS and core systems required. Proficient knowledge of MS Office programs including Outlook, Word, Excel and Teams.

    Physical Demands : Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull / push and carry up to 10 pounds with accommodations.

    Work Conditions : Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting. Exposure to high-stress, fast-paced, deadline-oriented environment.

    Other : Perform additional duties as assigned for the efficient operation of the department and the organization.

    Additional Information

    Please review our website for more information at  stcu.org / careers.

    serp_jobs.job_alerts.create_a_job

    Product Manager • Liberty Lake, Washington, United States

    Job_description.internal_linking.related_jobs
    Broker

    Broker

    Windermere Real Estate • Liberty Lake, WA, US
    serp_jobs.job_card.full_time +1
    serp_jobs.filters_job_card.quick_apply
    At Windermere Real Estate, we’re more than just a brokerage; we’re a community of passionate professionals who truly care about helping people reach their real estate goals.We believe in building r...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30
    Shift Leader

    Shift Leader

    Panda Restaurant Group • Post Falls, ID, US
    serp_jobs.job_card.full_time
    Our Panda Shift Leader associates are important leaders of our team and are responsible for bringing Panda’s mission alive in our restaurants by supporting management in creating food with passion,...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30
    Retail Merchandiser

    Retail Merchandiser

    The Retail Odyssey Company • Liberty Lake, WA, US
    serp_jobs.job_card.full_time
    We want you to help us shape the future of shopping experiences and deliver on our purpose of connecting people with the products and experiences that enrich their lives. Joining Retail Odyssey, an ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Flexible Remote Work – Get Paid to Share Your Opinions on Top Brands

    Flexible Remote Work – Get Paid to Share Your Opinions on Top Brands

    OCPA • Tekoa, Washington, us
    serp_jobs.filters.remote
    serp_jobs.job_card.part_time +1
    Product Testers are wanted to work from home nationwide in the US to fulfill upcoming contracts with national and international companies. We guarantee 15-25 hours per week with an hourly pay of bet...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    In-Home Product Tester – No Fees, No Experience, $25-$45 / hr

    In-Home Product Tester – No Fees, No Experience, $25-$45 / hr

    OCPA • Post Falls, Idaho, us
    serp_jobs.job_card.part_time +1
    Product Testers are wanted to work from home nationwide in the US to fulfill upcoming contracts with national and international companies. We guarantee 15-25 hours per week with an hourly pay of bet...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Remote Product Tester – $45 / hr + Free Products – Start Now!

    Remote Product Tester – $45 / hr + Free Products – Start Now!

    OCPA • Otis Orchards-East Farms, Washington, us
    serp_jobs.filters.remote
    serp_jobs.job_card.part_time +1
    Product Testers are wanted to work from home nationwide in the US to fulfill upcoming contracts with national and international companies. We guarantee 15-25 hours per week with an hourly pay of bet...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Test Products from Home – $25-$45 / hr + Freebies

    Test Products from Home – $25-$45 / hr + Freebies

    OCPA • Rathdrum, Idaho, us
    serp_jobs.job_card.part_time +1
    Product Testers are wanted to work from home nationwide in the US to fulfill upcoming contracts with national and international companies. We guarantee 15-25 hours per week with an hourly pay of bet...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Site Reliability Engineer

    Site Reliability Engineer

    Openeye • Liberty Lake, Washington, United States
    serp_jobs.job_card.full_time
    OpenEye, the cloud video platform company, provides solutions for video security, business intelligence and loss prevention. For over 20 years, OpenEye has been committed to developing an easy-to-us...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Personal Banker

    Personal Banker

    Washington Trust Bank Careers • Post Falls, Idaho, USA
    serp_jobs.job_card.full_time
    Join a team that puts client experience at the heart of every decision.This role focuses on building strong relationships while serving as a point-of-sale expert for deposit and lending products.Yo...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Leasing Consultant

    Leasing Consultant

    Idaho Staffing • Post Falls, ID, US
    serp_jobs.job_card.full_time
    Unlock your potential with Avenue5 Residential.We take care of you, so you can take care of our residents, properties and clients. Property management may be our business, but people are our passion...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Banker Supervisor

    Banker Supervisor

    Banner Bank • Liberty Lake, WA, United States
    serp_jobs.job_card.full_time
    More than 135 years ago, we started with core values that never go out of style : listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Home Care Aide

    Home Care Aide

    Addus HomeCare • Manito, WA, US
    serp_jobs.job_card.full_time +1
    Offering Daily Pay for select positions Addus HomeCare is hiring immediately for Home Care Aides.This rewarding, entry-level position provides consistent, flexible full-time / part-time hours to acco...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Home Equity Loan Processor I

    Home Equity Loan Processor I

    STCU • Liberty Lake, Washington, USA
    serp_jobs.job_card.full_time
    STCUs loan standards and Federal regulations.Core Job Requirements / Outcomes .Partner with loan officers in processing of loan application by creating electronic or mail disclosure document pac...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Agent Sales Professional

    Agent Sales Professional

    Next Level Consulting • Post Falls, ID, US
    serp_jobs.job_card.full_time
    serp_jobs.filters_job_card.quick_apply
    Are you tired of the limited ability to earn more in your current job?.Are you a motivated and enthusiastic individual with a passion for sales?. We are currently seeking a results-driven Salesperso...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30
    Assistant Manager

    Assistant Manager

    Panda Restaurant Group • Post Falls, ID, US
    serp_jobs.job_card.full_time
    Are You Craving A Career With An Industry Leader?.Panda Express is searching for experienced leaders to join our store management team. Panda is 100% committed to the professional and personal devel...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30
    Get Paid to Test Products at Home – Flexible Hours, Weekly Pay

    Get Paid to Test Products at Home – Flexible Hours, Weekly Pay

    OCPA • Otis Orchards-East Farms, Washington, us
    serp_jobs.job_card.part_time +1
    Product Testers are wanted to work from home nationwide in the US to fulfill upcoming contracts with national and international companies. We guarantee 15-25 hours per week with an hourly pay of bet...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Remote Customer Service Representative – Product Testing

    Remote Customer Service Representative – Product Testing

    GLOCPA • Spirit Lake, Idaho
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time
    We’re looking for Customer Support Product Testers across the US to work from home and help top brands improve their products before they hit the market.serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Manager Nursing

    Manager Nursing

    Providence Health and Services • Liberty Lake, WA, United States
    serp_jobs.job_card.full_time
    Description Plans and directs the operational and personnel activities of designated facility(s) for the Admit Transfer Center. Supports a collaborative and coordinated process among departments, ho...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted