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Virtual Banker
Virtual BankerPeoples Bank • Worthington, OH, US
Virtual Banker

Virtual Banker

Peoples Bank • Worthington, OH, US
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Build Your Future Here :

Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals.

Peoples Bank is one of the largest banks in the United States with full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. We also have Specialty Finance offices in Minnesota, Missouri and Vermont. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation celebrated its 20th anniversary in , donating over $7 million to local organizations since its inception.

We are proud to share national accolades that celebrate our company culture and recognize us as a great place to bank :

  • American Banker Best Banks to Work For in , , and
  • Top Workplaces USA national award in , , and
  • Newsweek's America's Best Banks , and
  • Newsweek’s America's Greatest Workplaces and
  • U.S. News & World Report’s Best Companies to Work For in Banking and in the Midwest -

At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including : (k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs such as student loan and tuition paydown / reimbursement, paid vacation, and holidays, and much more. For full details of our benefits offerings, please visit : / about-us / find-a-career /

Our associates are each accountable for living the culture and values of the organization. This includes ensuring actions and behaviors create a positive and collaborative work environment, always acting with integrity and professionalism and providing extraordinary customer service. Our goal is for you to be successful; to that end being reliable in terms of ensuring you are at work on time and work your schedule as well as actively pursuing your performance objectives, will be fundamental in your contributing to the teams' success as well as the organization.

Job Purpose :

The primary purpose of this role is to provide comprehensive relationship management for an assigned portfolio of business customers, including oversight of business term loans, real estate loans, line of credit, and depository accounts. The position is responsible for ensuring the health and performance of the portfolio through proactive delinquency management, timely processing of loan renewals and extensions, and coordination of loan modifications within established bank policies. The role also includes managing depository overdrafts, supporting the maintenance of specialized loan portfolios, and working collaboratively with Retail Branches and internal departments to negotiate and process all necessary loan and depository documentation.

Job Duties :

  • Direct management of an assigned portfolio of business customers. This portfolio includes business term loans, business real estate loans, lines of credit, and depository accounts.
  • Perform delinquency management of assigned portfolio including out-bound telephone contacts and email communication, as well as coordinating additional collection activities with other partners within Credit Administration.
  • Management of loan maturities to ensure on-time processing of all related renewals and extensions.
  • Facilitate all requests for modifications of existing loans within the guidance of specified bank policies and procedures.
  • Depository overdraft management for assigned deposit accounts.
  • Assist in maintenance and management of specialized loan portfolios housed within the Business Loan Group.
  • Work with a team of Retail Branches to assist in the negotiation of any depository or loan documents that will need processed for the assigned portfolio of business customers.
  • Work with multiple internal departments to smoothly process all required documentation to effectively manage the assigned portfolio.
  • Will perform special projects as assigned.
  • Education, Job Skills and Qualifications :

  • Bachelor’s degree required. Specialization in accounting, finance, or economics preferred.
  • 1-3 years of experience in business or commercial lending required.
  • Analytically minded – ability to evaluate financial statements, business and personal tax returns, and interpret results and reach conclusions.
  • Strong verbal and written communications skills.
  • Strong problem solving and conflict resolution skills.
  • Strong interpersonal skills.
  • Highly organized and attentive to detail.
  • Proven ability to exercise discretion and sound judgement.
  • Proven ability to effectively communicate viewpoint and make independent decisions.
  • Ability to understand and apply bank’s credit policy.
  • Proficient with Microsoft suite of products, especially Excel, nCino experience a plus.
  • Some travel may be required; must have valid driver’s license for travel throughout Peoples Bank footprint of offices.
  • Team player.
  • Basic Qualifications :

  • Bachelor’s degree.
  • 1-3 years of experience in business or commercial lending required.
  • Some travel may be required; must have valid driver’s license for travel throughout Peoples Bank footprint of offices.
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    Banker • Worthington, OH, US

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