This position reviews, analyzes, and inspects insurance contracts.They also collect competitive data and analyze our program's place within the market. They will perform agency visits to solicit feedback on our service standards, our competition, and to build a professional relationship with our agents.
Job Responsibilities :
- Analyze inspection reports, location, risk, credit reports, etc to accept or reject new / renewal property and casualty business.
- Monitor products in regard to competition and our place with the market with regards to form, rate, etc.
- Actively participate in setting and obtaining premium projections for their product lines and their related companies.
- Review applications, loss runs, reports etc for acceptance within company service standards
- Build professional relationships w / our agents, market and sell products to meet the product's premium projections
- Knowledge of premium goals for each product by company
- Pursue education to enhance industry knowledge
- Also performs other duties and responsibilities as required.
Education and Work Experience :
2 years experience in P&C Underwriting or related fieldKnowledge Skills & Abilities :
Strong customer service skillsAbility to maintain confidentialityCapacity to analyze information and general math skillsKnowledge of all applicable rating systemsKnowledge of all underwriting and rate / rule manualsProficiency in on-line reference manualsKnowledge of underwriting principlesKnowledge of policy formsAbility to recognize exposure to lossresearch skills, attention to detail, decision making, coordinationAbility to multi-task, prioritize, make quick decisions and be flexible in a fast paced environmentComputer experience a must, MS Word & Excel experience requiredMinimum 40wpm typing speedTeam Player and mentor to Assistant Underwriters I & IIExcellent oral and written communication skillsExceptional interpersonal skillsInterest in selling products and services based on customer needsAbility to clearly and effectively present (both written and verbal) to external business partners, management and internal business partners.Exhibits a professional appearance when representing the organization during agency visits or business meetings.Strong knowledge of the Personal Lines Industry.Knowledge of Personal Lines Products - ability to differentiate J&J products / services from competitors.Strong negotiation skills.Typical Physical Demands :
Requires the ability to sit or stand for long periods of time, occasional stooping, and reaching; May require lifting-up to 25 pounds; requires normal range of vision and hearing with or without accommodations.