Associate Director, Regulatory Compliance, US

Associate Director, Regulatory Compliance, US

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About Airwallex

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 150,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 1,800 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$6.2 billion and backed by world-leading investors including Visa, Airtree, Blackbird, Sequoia, DST Global, Greenoaks, Salesforce Ventures, Lone Pine, and Square Peg, Airwallex is leading the charge in building the global payments and financial platform of the future. If you're ready to do the most ambitious work of your career, join us.

Attributes We Value

We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you're motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor. You're humble and collaborative; turn zero-to-one ideas into real products, and you "get stuff done" end-to-end. You use AI to work smarter and solve problems faster. Here, you'll tackle complex, high-visibility problems with exceptional teammates and grow your career as we build the future of global banking.

About The Team

The Legal, Risk & Compliance (LRC) team at Airwallex is a collaborative group of legal minds and risk management experts. We're passionate about safeguarding Airwallex's operations, fostering a culture of compliance and ethical conduct, and ensuring we navigate the global financial landscape with integrity. We provide expert guidance and support to all areas of the business, proactively identifying, mitigating, and managing legal, compliance and financial risks.

The Global Regulatory Compliance Team forms part of the second line of defense (2LOD) at Airwallex whilst operating within the larger LRC function. We are a proactive and trusted business partner committed to enabling Airwallex's growth and strategic goals by providing an advisory and oversight role. Our team culture is collaborative, impact-driven with a focus on continuous improvement. You'll be part of a team that values transparency, empowerment, and high performance. This role is focused on our operations in the US and with reach across the Americas more broadly. It will be a key member of the Global Regulatory Compliance Team, based in San Francisco or New York, with a direct line to the Senior Director, Regulatory Compliance.

What You'll Do

As an Associate Director, Regulatory Compliance you will deliver on the regulatory engagement strategy for Airwallex US and manage our MTL licensing program. You will maintain our licensing responsibilities and coordinate with all internal and external parties as necessary to ensure compliance through the communication of regulatory requirements, cross-functional collaboration to productize solutions and offerings, implementation and execution of processes, filing of all requisite reports, renewal of registrations and licenses, end-to-end management of regulatory examinations, and interfacing with MTL regulators on ad-hoc inquiries. You will analyze new and existing products and provide guidance to ensure that our 2LOD controls are fit for purpose and comply with regulatory obligations and guide the first line business to enable the maturity of both customer-facing and internal back-office processes and product features.

Responsibilities

Support the Airwallex Group's expansion by managing the regulatory compliance components of license authorization processes

Act as a key stakeholder in relation to license applications, business plan updates and information requests between Airwallex and our regulatorsEnsure that our regulatory compliance and integrity risk reporting obligations are maintained for all Airwallex Group entities in the Americas region

Support and / or manage on-site exams and inspections (in collaboration with our LRC colleagues)

Advise the business with respect to regulatory change initiatives with a particular focus on how to effectively manage compliance risk attached to new laws and regulations in the jurisdictions we operate

Develop policies, processes and provide advice in relation to regulatory risk obligations that exist within the 1st line business

Manage regulatory compliance risk within the Airwallex Risk Management Framework and associated escalation process (inc. the Group Risk Committee)

Advise the business in relation to conduct risk and ethics matters (where appropriate) relating to our financial services licenses

Deliver the Compliance Monitoring Program; conduct targeted and thematic reviews on a wide range of topics to ensure appropriate organizational maturity

Deliver the Airwallex Group's Compliance Training for employees and conduct ad-hoc training to specific business areas as required

Conduct "Proactive Special Ops" projects to unlock business or operational issues to enable Airwallex to achieve its strategic goals more rapidly

Who You Are

We're looking for people who meet the minimum qualifications for this role. The preferred qualifications are great to have, but are not mandatory.

Minimum Qualifications

Bachelor's degree with a minimum of 12 years of compliance experience in a regulated financial institution, FinTech, legal / consulting firm, or combination of the above

Familiarity with financial regulatory laws, rules, regulations and industry best practices across the US and the Americas region

Experience dealing with MTL regulators within the US, the Bank of Canada and other financial services regulators across the Americas

Data proficiency – ability to work with data and leverage it for strategic decision-making

Ability to operate strategically and think creatively to solve complex regulatory compliance challenges

Superior communication skills, with the ability to clearly explain complex topics to a wide range of stakeholders including regulators, executive leadership, and front-line staff

Experience with developing and / or maintaining a compliance program within a financial institution, preferably in respect of payments activity

Exposure to licensing processes, regulatory expansion, and RegTech or technology-driven compliance solutions

Deep understanding of financial products / services and related conduct risk, ethics, and controls

Preferred Qualifications

Law degree or internationally recognized Compliance qualification / certification

Experience with the US consumer compliance regulatory framework

Applicant Safety Policy : Fraud and Third-Party Recruiters

To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms / recruiters. Airwallex will not pay any fees to search firms / recruiters if a candidate is submitted by a search firm / recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms / recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.

Equal Opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don't regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know. Compensation Range : $150K – $235K

Seniority level : Mid-Senior level

Employment type : Full-time

Job function : Legal

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