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Commercial Lender
Commercial LenderAmerican National Bank of Texas • Dallas, TX, United States
Commercial Lender

Commercial Lender

American National Bank of Texas • Dallas, TX, United States
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Description

The Commercial Lender is accountable for business development and sales of the bank's products and services. The Lender is also responsible for developing and managing a loan portfolio, working with others in facilitating the underwriting and loan closing processes.

  • Calls on potential or existing customers to develop new business and increase or retain existing business
  • Makes and services a wide variety of business and individual loans, both secured and unsecured
  • Cross-sells bank products and services
  • Interviews applicants, typically at their place of business, to develop credit information in order to determine if a loan is an acceptable risk
  • Develops strong centers of influence and serves within community organizations and functions
  • Manages a $5-$8+ million loan portfolio, and expands existing relationships within the portfolio
  • Makes decisions on loans and terms within established lending limits or makes recommendations to a supervisor
  • Follows current loan and credit lines to ensure complete compliance with terms
  • Requires work on physical bank premises

Qualifications :

  • Bachelor's degree in business or banking preferred
  • 4 - 6 years of formal credit training with commercial lending experience
  • Must be fluent in Spanish
  • Skills :

  • Working knowledge of Microsoft Office; moderate math and writing skills; strong presentation and follow up abilities
  • Travel to a variety of locations to perform work and / or attend meetings as required
  • Work occasionally requires more than 40 hours per week to perform the essential functions of the position
  • Must be able to travel regularly from location to location
  • Lifting in an office setting may be required up to 30 lbs.
  • Equal Opportunity Employer

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

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    Commercial Lender • Dallas, TX, United States

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