Senior Equipment Finance Underwriter

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Learn more about the career areas and lines of business at www.wellsfargojobs.com

In this role, you will :

Lead or participate in research and underwrite the creditworthiness of moderately complex commercial or business loan and lease requests within Equipment Finance Underwriting functional area

Review and research moderately complex commercial or business loan and lease requests that require an in-depth evaluation

Perform periodic reviews on assigned portfolio credits

Maintain risk ratings and other relevant data on systems of record

Approve loans or leases within delegated credit authority and recommend transactions in excess of that authority

Collaborate and consult with Equipment Finance Underwriting peers, colleagues, and middle level managers and achieve business objectives

Work with internal and external business partners to gather information to make appropriate decisions

Required Qualifications :

• 4+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following : work experience, training, military experience, education

Desired Qualifications :

Bachelor's degree in accounting, business, economics, finance or related field

Experience underwriting transactions and exposures in excess of $1MM

Financial Analysis experience

Experience working across multiple industries in an underwriting capacity (i.e. construction, transportation, industrial, manufacturing)

Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint

Job Expectations :

This position offers a hybrid work schedule. Current requirements are 4 days in-office.

Willingness to work on-site at stated location on the job opening

This position is not eligible for Visa sponsorship

This position offers a hybrid work schedule

Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

#CommercialBank

Location :

600 S. 4th St.-Mpls-MN

10 South Wacker-Chicago-IL

5000 Riverside Rd-Irving-TX

2700 S. Price Rd-Chandler,-AZ

801 Walnut St.-Des Moines-IA

83 Wooster Hts-Danbury-CT

U.S. only-Pay Range :

Minneapolis-MN Pay range $110,000-$179,000 (this range may not be applicable to other locations)

Chicago-IL Pay range $110,000-$179,000 (this range may not be applicable to other locations)

Irving-TX Pay range $100,000-$163,000 (this range may not be applicable to other locations)

Chandler-AZ Pay range $100,000-$163,000 (this range may not be applicable to other locations)

Des Moines, IA Pay range $100,000-$163,000 (this range may not be applicable to other locations)

Danbury-CT Pay range $120,000-$196,000 (this range may be applicable to other locations)

Area 0-$120,000-$196,000

Area 1-$110,000-$179,000

Area 2-$100,000-$163,000

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and / or equity in the company in the form of Restricted Stock Units (RSUs).

$100,000.00 - $196,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs () for an overview of the following benefit plans and programs offered to employees.

Health benefits

401(k) Plan

Paid time off

Disability benefits

Life insurance, critical illness insurance, and accident insurance

Parental leave

Critical caregiving leave

Discounts and savings

Commuter benefits

Tuition reimbursement

Scholarships for dependent children

Adoption reimbursement

Posting End Date : 30 Nov 2025

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo () .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy () to learn more.

Wells Fargo Recruitment and Hiring Requirements :

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Req Number : R-495573