Talent.com
Head of Fair and Responsible Banking
Head of Fair and Responsible BankingSoFi • Jacksonville, FL
serp_jobs.error_messages.no_longer_accepting
Head of Fair and Responsible Banking

Head of Fair and Responsible Banking

SoFi • Jacksonville, FL
job_description.job_card.30_days_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

The role

will also provide strategic direction, subject matter expertise, and oversight for the broader fair banking practices and consumer complaints.

This leader will partner with lines of business, compliance, risk and legal teams to proactively identify risks, provide credible challenge, and implement sustainable solutions. The successful candidate will bring deep fair lending, responsible banking and complaints oversight regulatory expertise, analytical acumen, and a passion for embedding responsible banking concepts into financial products, services, and operations.

What you’ll do : Strategic Leadership

  • Develop and lead the bank’s Fair and Responsible Banking program, ensuring alignment with regulatory requirements, enterprise risk appetite, and core values
  • Serve as the enterprise subject matter expert on fair lending, UDAAP, and related consumer protection laws (e.g., ECOA, FHA, regulatory guidance)
  • Provide strategic and operational leadership to the Fair Lending Advisory, Fair Lending Analytics, Responsible Banking, and Complaints Management Oversight teams
  • Build, lead, and mentor a team of highly experienced compliance professionals and data scientists focused on all aspects of fair and responsible banking

Fair Lending Advisory

  • Maintain and execute the fair lending program
  • Lead a team of experienced fair lending officers to execute the program
  • Act as subject matter expert to both the first and second lines, regarding fair lending risk and oversight expectations
  • Advise compliance, risk, product, credit, marketing, etc., teams on fair lending risks across the lending lifecycle
  • Design and execute the fair lending risk assessment
  • Design and execute fair-lending related review and monitoring activity
  • Ensure appropriate and effective fair lending training across the organization
  • Fair Lending Analytics

  • Maintain and execute the fair lending analytics program
  • Lead a team of data scientists to execute the program
  • Act as subject matter expert to both the first and second lines regarding fair lending analytics and ongoing monitoring processes and oversight expectations
  • Oversee the use of advanced statistical and analytics tools to detect and monitor fair lending risk
  • Responsible Banking

  • Maintain and execute the responsible banking program
  • Lead a team of responsible banking officers to execute the program
  • Design and execute the responsible banking risk assessment
  • Act as subject matter expert to both the first and second lines regarding responsible banking risk and oversight expectations
  • Ensure appropriate and effective responsible banking training across the organization
  • Complaints Management

  • Oversee the enterprise complaints management program, ensuring robust intake, analysis, resolution, and escalation processes.
  • Analyze complaint trends to identify systemic issues and opportunities for product or service enhancements
  • Implement effective regulatory complaint response policies
  • Report findings to senior management and help drive root-cause remediation efforts
  • Governance, Reporting, and Regulatory Engagement

  • Prepare and present reports, metrics, and risk assessments to the Board, Risk Committees, and regulators
  • Lead responses to regulatory examinations, inquiries, and feedback related to fair and responsible banking and complaints oversight
  • What you’ll need :

  • Deep, applied knowledge of federal and state fair lending and consumer protection laws and regulations (e.g., ECOA, FHA, UDAAP, etc.)
  • 15+ years directly leading fair lending and responsible banking programs at mid to large sized national banks
  • 10+ years directly leading fair lending analytics teams
  • 10+ years applying fair lending concepts to mortgage products and processes (additional experience in the 1LOD preferred)
  • 10+ years applying fair lending concepts across multiple other products and processes (personal loans, student lending, card, auto)
  • 10+ years applying responsible banking concepts across a broad range of banking and financial products and services
  • 7+ years directly leading enterprise complaints  oversight programs and broad understanding of a range of associated regulations (Reg E, Reg Z, Reg DD, etc.)
  • Proven ability leading large, highly experienced, teams of compliance officers and data scientists
  • Significant experience leading relationships with regulatory agencies (e.g., CFPB, OCC)
  • Strategic thinker with strong solutions-focused business acumen and ability to influence across all levels of the organization
  • Proven ability to  build collaborative relationships with cross-functional partners
  • Strong written and verbal communication skills.
  • Comfortable presenting to and advising executive leadership and regulators
  • High integrity, ethical judgment, and commitment to advancing financial inclusion and fairness
  • Experience operating in a fast-paced, growth-oriented company
  • Nice to have :

  • Bachelor’s degree or advanced degree in related field
  • Experience working in a bank 1LOD
  • Certification in compliance or risk management (e.g., CRCM, CCEP, FRM).
  • Compensation and Benefits

    The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

    To view all of our comprehensive and competitive benefits, visit our  Benefits at SoFi   page!

    Pay range : $182,400.00 - $313,500.00

    Payment frequency : Annual

    This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.

    serp_jobs.job_alerts.create_a_job

    Fair And Responsible • Jacksonville, FL

    Job_description.internal_linking.related_jobs
    Mortgage Banker

    Mortgage Banker

    Renasant Bank • Jacksonville, FL, United States
    serp_jobs.job_card.full_time
    US-AL-Birmingham | US-GA-Atlanta | US-FL-Jacksonville | US-TN-Franklin | US-TN-Memphis | US-SC-Charleston | US-GA-Savannah. The Mortgage Banker will be responsible for establishing and maintaining r...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Head Teller (FL-Jacksonville-TownCentr)

    Head Teller (FL-Jacksonville-TownCentr)

    Ameris Bank • Jacksonville, FL, United States
    serp_jobs.job_card.full_time
    Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel conf...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Mortgage Loan Officer - (Wholesale Non-Delegated Lender)

    Mortgage Loan Officer - (Wholesale Non-Delegated Lender)

    Tag Lending Group LLC • Jacksonville, FL, United States
    serp_jobs.job_card.full_time
    Mortgage Loan Officer - Wholesale Non-Delegated Lender.We Don't Just Originate, We Automate.At Tag Lending Group, you're not just another MLO. This is not a retail branch job.If you're tired of bloa...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Portfolio Relationship Manager - Data Centers

    Portfolio Relationship Manager - Data Centers

    Associated Banc-Corp • Jacksonville, FL, United States
    serp_jobs.job_card.full_time
    At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your gr...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Director of Sales, Retail

    Director of Sales, Retail

    Marmon • Jacksonville, FL, US
    serp_jobs.job_card.full_time
    As a part of the global industrial organization Marmon Holdingswhich is backed by Berkshire Hathawayyou'll be doing things that matter, leading at every level, and winning a better way.We're commit...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_hours • serp_jobs.job_card.promoted • serp_jobs.job_card.new
    Business Banker I

    Business Banker I

    Valley Bank • Jacksonville, FL, United States
    serp_jobs.job_card.full_time
    Responsibilities include but are not limited to : .Represents the bank in conducting active prospect and customer business development activities designed to generate new loan, deposit and related bu...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Portfolio Relationship Manager - Data Centers

    Portfolio Relationship Manager - Data Centers

    Associated Bank - Corp • Jacksonville, FL, United States
    serp_jobs.job_card.full_time
    At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your gr...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Advisory Board

    Advisory Board

    Confidential • Jacksonville, FL, United States
    serp_jobs.job_card.full_time
    Global organization increasing the accessibility & funding of local schools.Non-Profit Organization Management.We are seeking leaders and change makers who are inspired to give back, create a legac...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Commercial Banker / Relationship Manager V

    Commercial Banker / Relationship Manager V

    Synovus • Jacksonville, FL, United States
    serp_jobs.job_card.full_time
    Develops and manages relationships with closely held businesses (i.Provides access to full compliment of commercial depsoit, cash management services, treasury management products and lending servi...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Mortgage Loan Officer Wholesale NonDelegated Lender

    Mortgage Loan Officer Wholesale NonDelegated Lender

    Tag Lending Group, LLC • Jacksonville, FL, United States
    serp_jobs.job_card.full_time
    Mortgage Loan Officer – Wholesale Non-Delegated Lender.Company : Tag Lending Group, LLC Location : Remote (Nationwide) Employment Type : W-2 Only Minimum Production : $1,000,000 funded monthly.We Don’t...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted