Card Risk Strategy Senior Analyst
The Card Risk Strategy Senior Analyst is responsible for quantitative risk strategy development for Huntington's credit card products. This will be applied through the complete card life cycle, including origination, account management, existing customer marketing, and collections / chargeoff. Duties and responsibilities include : data extraction, manipulation, and analysis, with the goal of providing actionable policy recommendations to continually test and enhance the bank's existing credit policies. As a senior member of the Card Risk Management team, the analyst regularly works across organizational boundaries including Credit Administration, Fraud, Product, Legal / Compliance, and Collections, and will be expected to make presentations to senior management as appropriate. The analyst will maintain visibility to industry best practices and assist with the coaching and development of junior analysts. Performs other duties as assigned.
Basic qualifications include a bachelor's degree, 7+ years of credit card analysis and / or credit risk management experience, and 5+ years experience with SQL, SAS, or comparable coding experience (R, Python, etc.). Preferred qualifications include familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager, previous analytical experience in the card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practices. Strong organization and communication skills, both verbal and written, strong leadership skills and ability to think independently, strong analytical skills and thought process, with a high degree of attention to detail, ability to articulate problem solving methodology used to research and create solutions, ability to work on multiple projects at once, prioritizing within tight time constraints, and customer service orientation, with respect to both internal and external customers are also required. A master's degree in statistics, business analytics, or comparable coursework is a plus.
Exempt status : Yes, not eligible for overtime pay. Workplace type : Office. Our approach to office workplace type combines the best of both worlds : in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation range : $102,000-$208,000 annual salary. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays, and paid time off (PTO). Huntington is an equal opportunity employer. Tobacco-free hiring practice : Visit Huntington's career web site for more details. Note to agency recruiters : Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed master service agreement and statement of work for consideration.
Credit Risk Analyst • Charlotte, NC, US