Talent.com
Financing and Credit Officer
Financing and Credit OfficerCompeer Financial • Sun Prairie, WI, United States
Financing and Credit Officer

Financing and Credit Officer

Compeer Financial • Sun Prairie, WI, United States
job_description.job_card.variable_days_ago
serp_jobs.job_preview.job_type
  • serp_jobs.job_card.full_time
job_description.job_card.job_description

Empowered to live. Inspired to work.

Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally.

How we support you :

  • Hybrid model - up to 50% work from home
  • Flexible schedules including ample flexibility in the summer months
  • Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)
  • Benefits : medical, dental, vision, HSA / FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP
  • Vacation, sick leave, holidays / floating holidays, parental leave, and volunteer paid time off
  • Learning and development programs
  • Mentorship programs
  • Cross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.)
  • Professional membership / certification reimbursement and more!

Casual / seasonal & intern team members are not eligible for benefits except for state-mandated programs.

To learn more about Compeer Financial visit www.compeer.com / careers .

Where you will work : This position offers a hybrid work option (up to 50% remote) and is open to any Compeer office location in Illinois, Minnesota and Wisconsin .

The contributions you will make :

This position collaborates with internal sales and credit teams across business units to originate and service financing packages, including those that involve the use of government-sponsored programs or external funding partners. Applies knowledge of governmentally sponsored financing programs from agencies such as USDA Rural Development and the Small Business Administration in order to contribute the preparation, review and submission of program financing applications. Provides support for financial analysis and underwriting on a variety of Compeer and Agri-Access counterparties, including local banks, Farm Credit System entities and other funding partners. Contributes to the closing and servicing processes to ensure compliance with government regulations and reporting requirements as well as requirements specific to the financing agreements.

A typical day :

Industry Knowledge and Application

  • Develops and maintains working knowledge of government guarantee financing programs (e.g., those delivered by USDA Rural Development, the Small Business Administration and federal and state agencies) and applies it to the origination and servicing of financing packages, clearly communicating program requirements and expectations to all participants.
  • Contributes to the education of internal team members, clients / prospects and financing partners about government sponsored financing programs. Prepares and updates reference resources to help stakeholders understand program guidelines, eligibility criteria and requirements.
  • Researches program updates, working with senior team members to summarize and communicate key changes and identify opportunities.
  • Financing Origination Process

  • Contributes to the preparation and submission of government guarantee program financing applications, serving as a contact with government program delivery staff and communicating directly with clients / prospects. Evaluates initial eligibility, flagging issues and ensuring that applications are accurate, complete and align with program guidelines.
  • Resolves routine program-related matters and explains general guidelines, regulations and requirements to team members and outside partners. Escalates or provides support to senior team members in the resolution of complex issues.
  • Reviews financing approval documentation from government agencies to ensure compliance with Compeer conditions and client expectations.
  • Reviews legal documentation prior to closing to ensure compliance with government program approval requirements and identifies discrepancies or issues.
  • Participates in the preparation of investment eligibility and approval requests from regulating bodies and funding bank, when applicable.
  • May market to and participate in the performance of government guarantee packaging services for outside lenders similar to those services provided to internal team members.
  • Financing Servicing Process

  • Works with sales and credit teams in servicing of existing financing to monitor credit quality and compliance with financing covenants and government financing program requirements.
  • When applicable, assists with construction monitoring duties such as draw request review and approvals, construction budget tracking and other general construction monitoring services in compliance with government financing program requirements and in collaboration with other team members.
  • Shares ongoing reporting information with financing partners, bond trustees and other third parties involved to ensure compliance with legal documents and partner requirements.
  • Completes reporting obligations for USDA, SBA and other governmental agencies whose financing programs are utilized.
  • Counterparty Analysis

  • Works jointly with lending officers to determine and request information needed to analyze current and prospective financing partners.
  • Contributes to preparation of credit narratives for Credit Committee approval after communicating with internal and external team members.
  • Assists with the analysis of financial statements and supporting documentation of current and prospective financing partners where recommendations are made to Credit Committee related to approval and limits of approval for counterparty financing institutions.
  • The skills and experience we prefer you have :

  • Bachelor's degree in business administration, finance, economics, or related field or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
  • Proficient experience in commercial lending, credit analysis, government guarantee financing program delivery or similar roles.
  • Basic understanding of government guarantee financing programs, including those under USDA Rural Development, the Small Business Administration and other federal and state government programs, needed to educate team members and outside parties about specific government financing programs.
  • General understanding of credit processing and financing servicing activities, accounting principles and practices, credit analysis, credit administration, construction financing monitoring and portfolio management.
  • Collaborative team-player who can succeed in an environment where success is determined as a team.
  • Skill in developing and maintaining interpersonal relationships inside and outside of the organization.
  • Analytical and time management skills with attention to detail.
  • How we will take care of you :

    Our job titles may span more than one career level (associate, senior, principal, etc.). The actual title and base pay offered is dependent upon many factors, such as : training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role is eligible for variable compensation and other benefits.

    Base Pay

    $66,000 — $111,400 USD

    Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

    Must be authorized to work for any employer in the United States. Compeer is unable to sponsor or take over sponsorship of an employment visa at this time.

    Click here to view federal employment laws applicable for applicants.

    serp_jobs.job_alerts.create_a_job

    Credit Officer • Sun Prairie, WI, United States

    Job_description.internal_linking.related_jobs
    Independent Online Earner - Flexible and Remote

    Independent Online Earner - Flexible and Remote

    Finance Buzz • Portage, Wisconsin, US
    serp_jobs.filters.remote
    serp_jobs.job_card.temporary
    We’re seeking proactive and independent individuals interested in learning how to earn money online.This opportunity is ideal for those who want a self-directed, flexible way to build extra income....serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Teller

    Teller

    Associated Bank - Corp • Fitchburg, WI, United States
    serp_jobs.job_card.full_time
    At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your gr...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Finance Analyst

    Finance Analyst

    CBRE • Madison, WI, United States
    serp_jobs.job_card.full_time
    Remote - US - Remote - US - United States of America.CBRE Global Workplace Solutions (GWS) works with clients to make real estate a significant contributor to organizational productivity and perfor...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Senior Manager Sales and National Accounts

    Senior Manager Sales and National Accounts

    Padagis • Waunakee, WI, United States
    serp_jobs.job_card.full_time
    We are seeking a dynamic Senior Manager of Sales and National Accounts to join our commercial team.The ideal candidate will be responsible for managing and expanding relationships with regional and...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Sales Representative

    Sales Representative

    Globe Life Family Heritage Division • Madison, WI, US
    serp_jobs.job_card.full_time
    Globe Life Family Heritage Division Sales Professional.Looking to make an impact in a thriving work environment? If you’re a highly motivated self-starter, then come join Globe Life Family Heritage...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    CDL-A Flatbed Lease Purchase Driver - $1.25 to $2.00 per mile in Windsor, WI

    CDL-A Flatbed Lease Purchase Driver - $1.25 to $2.00 per mile in Windsor, WI

    AllTruckJobs • Windsor, WI, US
    serp_jobs.job_card.full_time
    CALL TO SPEAK WITH A SEATING SPECIALIST TODAY! .Come experience the many reasons why Western Express is the best place to live those dreams! This. Western Express is now offering a wide variety of n...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Data Annotation • Madison, Wisconsin
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Customs and Border Protection Officer

    Customs and Border Protection Officer

    U.S. Customs and Border Protection • Arlington, Wisconsin, US
    serp_jobs.job_card.full_time +1
    Customs and Border Protection Officer (CBPO).A high number of candidates may make applications for this position, so make sure to send your CV and application through as soon as possible.Customs an...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Remote Bilingual Traditional Chinese Finance Expert - AI Trainer ($55-$70 per hour)

    Remote Bilingual Traditional Chinese Finance Expert - AI Trainer ($55-$70 per hour)

    Mercor • Madison, Wisconsin, US
    serp_jobs.filters.remote
    serp_jobs.job_card.full_time
    Mercor is seeking • •native Mandarin speakers • • who can read / write • •Traditional Chinese • • and are also • •finance professionals • • based in Taiwan. This role combines your • •financial analysis and inv...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_1_day • serp_jobs.job_card.promoted
    Mortgage Loan Officer

    Mortgage Loan Officer

    Bell Bank • Madison, WI, United States
    serp_jobs.job_card.full_time
    Under minimum supervision, this position will market and originate mortgage loans that meet regulatory and investors guidelines to be sold on the secondary mortgage market.Gather all information ne...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Driver Helper - No Car required

    Driver Helper - No Car required

    United Parcel Service • waunakee, wi, us
    serp_jobs.job_card.part_time +1
    Deliver from the comfort of your own vehicle!.As a seasonal support driver (SSD), you’ll deliver packages to communities and businesses from your personal vehicle. This is a friendly, physically act...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_1_day • serp_jobs.job_card.promoted
    Lead Actuary - Small Commercial

    Lead Actuary - Small Commercial

    Sentry Insurance • Madison, WI, United States
    serp_jobs.job_card.full_time
    Sentry is seeking a strategic and visionary Lead Actuary to spearhead new initiatives within Small Commercial.This role will serve as the cornerstone for actuarial leadership, driving excellence ac...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Peak Time Teller Monona Branch

    Peak Time Teller Monona Branch

    UW Credit Union • Monona, Wisconsin, USA
    serp_jobs.job_card.part_time
    Looking for a part-time job where you can come to work each day excited about what you do UW Credit Unions.As a Peak-Time Teller you will play a vital role at your branch for both your teammates an...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Teller

    Teller

    Associated Banc-Corp • Fitchburg, WI, United States
    serp_jobs.job_card.full_time
    At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your gr...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted
    Med Aide / Caregiver at Heritage House of Portage

    Med Aide / Caregiver at Heritage House of Portage

    Encore Senior Living • Portage, WI, United States
    serp_jobs.job_card.full_time +1
    Shift : Part Time, 2PM-10PM -Weekend.Third Shift : Part Time, 10PM-6AM -Weekends.Where Lives & Careers Flourish!.As a result, Encore team members tend to reciprocate with their personal commitment an...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Financial Assistance Specialist

    Financial Assistance Specialist

    Baylor Scott & White Health • Madison, WI, United States
    serp_jobs.job_card.full_time
    This position is responsible for the ongoing maintenance of charity accounts assuring they are fully documented and accurately adjusted. ESSENTIAL FUNCTIONS OF THE ROLE.Assures all charity approved ...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Chief Lending Officer

    Chief Lending Officer

    Confidential Company • Oregon, WI, United States
    serp_jobs.job_card.full_time
    This range is provided by Confidential Company.Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. The Chief Lending Officer (CLO) will serve as a s...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_variable_days • serp_jobs.job_card.promoted
    Accounts Payable Specialist

    Accounts Payable Specialist

    Promega Corporation • Madison, WI, United States
    serp_jobs.job_card.full_time
    We are seeking a detail-oriented, proactive, and dedicated Accounts Payable Specialist to join our dynamic team.The ideal candidate will play a crucial role in the successful operations of Promega'...serp_jobs.internal_linking.show_more
    serp_jobs.last_updated.last_updated_30 • serp_jobs.job_card.promoted