Finance Associate Senior

Sr. Finance Specialist

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success.

As a Sr. Finance Specialist within PNC's Retail Finance organization, you will be based in Pittsburgh, PA or Birmingham, AL.

We are seeking a highly analytical and detail-oriented Finance Specialist Sr. to support the Retail Consumer Credit Card Line of Business. In this role, you will bring transparency to financial results through insightful analysis culminating in the dissemination of actionable business intelligence. Your work will directly influence strategic and tactical decisions by forecasting key underlying business health metrics, examples of which include Balances, Purchase Volume, Balances Paying Interest, Net Interest Income, and Non-Interest Income.

Key Responsibilities :

• Own and analyze key business health metrics underpinning the financial performance of the Consumer Credit Card Line of Business.
• Deliver transparency into financial results through data-driven insights and visual storytelling.
• Forecast future performance by integrating trends, economic data, and business judgment.
• Communicate financial performance and key insights to executives, highlighting emerging trends and potential risks or opportunities.
• Support financial modelling of business cases aimed at enhancing business performance.
• Collaborate cross-functionally with Credit Card Product Team, Retail and Finance leadership, Decision Science, and Credit Risk Management.

Qualifications :

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description :

Designs and prepares timely, transparent, and succinct financial reports to enable informed decision-making by stakeholders. Collaborates with business unit leaders to produce timely and precise revenue, expense, and staffing forecasts. Develops strategic insights from data to enhance budget and forecast accuracy.

Collaborates with managers on, and may lead, annual budget cycle and continuous monthly forecasting. Contributes to and may lead development of long term strategic plans. Provides and presents business leaders and executives with key financial forecasts, metric-driven performance dashboards, and strategic business insights.

Performs on-demand analysis and generates custom reports to address specific business needs. Collaborates independently with the business on implementation and compliance of new accounting and regulatory standards.

Facilitates audit, regulatory, and investor requests by providing timely and accurate information. Promptly identifies and addresses control matters; maintains sound control processes. May also contribute to risk review and challenge for assigned business.

Cultivates partnerships with colleagues across departments to ensure alignment and shared success.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be :

Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.

Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications :

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications / licensures needed to be successful in this position.

Preferred Skills :

Account Analysis, Accounting Research, Decision Making, Finance Strategy, Financial Accounting, Financial Reporting and Analysis, People Management, Results-Oriented

Competencies :

Accuracy and Attention to Detail, Budgeting, Business Analytics, Decision Making and Critical Thinking, Effective Communications, Finance and Accounting, Financial Analysis, Institutional Finance, Managing Expenses And Finances

Work Experience :

Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education : Bachelors

Certifications :

No Required Certification(s)

Licenses :

No Required License(s)

Benefits :

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include : medical / prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse / child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child / elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility : maternity and / or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.

Disability Accommodations Statement :

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO) :

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and / or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents :

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.