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Lending Assistant

Lending Assistant

City BankPlano, TX, United States
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Job Details

Job Location

Plano Branch - Plano, TX

Position Type

Full Time

Description

Responsible for performing a variety of services for our customers in a timely and professional manner. Also responsible for the preparation of new loans and the maintenance of existing loans.

Essential Duties

  • Greeting customers
  • Represent the bank to the customer in a courteous and professional manner.
  • Furnish prompt, efficient, and accurate service
  • Attention to detail and excellent communication skills are required
  • Maintain work area in a clean, neat, and professional appearance
  • Accept credit applications

Obtain CIP documentation for individuals, run credit reports and enter Customer Due Diligence information into Verafin

  • Obtain borrowing authorization documents for entities, run BizChex and enter Beneficial Owner information in Verafin and obtain Certificates of Good Standing
  • Create new customer CIF's on Silverlake and complete BSA - Verafin questions
  • Coordinate the preparation of loan closing documents with internal and external individuals for Consumer, Real Estate, Commercial and Agricultural loans including Letters of Credit, Floor Plans and Guidance Lines.
  • Coordinate document ordering

    • Open title insurance orders with title companies

  • Request appraisal, environmental and evaluation orders through Real Estate Valuation Dept.
  • Coordinates with SBA and other government guaranteed loan programs on gathering the proper documentation on government guaranteed loans
  • Scheduling, closing and funding of loans;
  • Prepare or assist in the preparation of the Loan Input Worksheet which is used to prepare the Commercial / Ag Loan Memo, provides information for Loan Doc Prep to prepare loan documents, and provides checklists (borrowing entity and collateral documentation) for Doc Review ticklers
  • Input information into Decision Pro software for consumer loans
  • Input Information into Encompass software for consumer real estate loans
  • Review loan documents for accuracy prior to loan closings
  • Prepare Loan Funding Worksheet to provide loan disbursement instructions to the centralized Loan Funding Department once loans are closed; provide drafting instructions as needed
  • Scan loan package documents and name using naming template. Save completed loan package to Doc Review for tracking
  • Scan documents received by mail. Name with naming template and save to exception folder to remove exception or Synergy Folder for upload to Synergy.
  • Manages each loan to identify, file, and perfect the Bank's lien on any and all loans, including but not limited to : UCC's, Deed of Trust, Assignments, Subordinations, etc.
  • Review documentation exception reports and communicate with borrowers by letter, email or phone requesting on-going financial and collateral documentation.
  • Complete the Exception Removal Request spreadsheet and forward to the Exception Tracking group to update tracked documents as received
  • Complete loan advances and transfers, either by paper ticket, or online; update construction draw spreadsheets as applicable; prepare extensions and modifications for loan payments;
  • Central Notification Systems - Notifying Gins and Co-ops that City Bank has a lien on Crops and / or Livestock
  • Process / review loan payments; Portal Pay, DMI, Private Banking and all loans housed on Silverlake;
  • Issues cashier's checks
  • Encoding internal loan coupons, deposit & withdrawal slips
  • Prepare spreadsheet to track floor plan customers and guidance line activity
  • Scheduling construction, equipment, floor plan and crop inspections
  • Utilizing Lien Solutions, order UCC searches and flood determinations; file new and terminated UCC's, review borrower monitoring alerts
  • Filing to include collateral safekeeping, bulk filing (some branches), etc.
  • Customer Services requests :

    • Prepare AFT and ACH set up forms

  • Enters changes in Synapsys for address changes and officer changes;
  • Process wire transfers
  • Provide NADA book value quotes on vehicles,
  • Prepare payoff quotes,
  • Provide loan history information,
  • Compile release of lien documents and etc.
  • Scheduling appointments for loan officers
  • Receiving and directing phone calls
  • Call on past due and NSF customers
  • Participate in training sessions as required by supervisor.
  • Other duties, as assigned by Management; some branch Lending Assistants perform additional duties :

    • Open deposit accounts

  • Perform teller functions
  • Create debit cards and re-pin as needed
  • Accept stop payments
  • Q2 Online Banking resets

    • Equal Opportunity Employer / Veterans / Disabled

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    Lending Assistant • Plano, TX, United States