Business Banker I, South Bend, IN

Business Banker I, South Bend, IN

Responsible for the management of a portfolio of medium sized business and complex accounts. Typically manages a portfolio from $7-$15MM.

Essential Requirements :

• Analyzes and approves credits within prescribed limits; recommends action on credits in excess of loan limits.
• Documents bank / customer relationships and commitments.
• Retains and strengthens current relationships and seek to develop new business.
• Reviews periodically the bank's exposure and relative account profitability.
• Performs financial reviews on a timely basis.
• Complies with bank's loan policies and procedures and legal requirements.
• Able to identify client needs (i.e., SBU products and services; such as cash management, etc.) and requests documents.
• Must be willing to travel for extended periods of time for training within different Small Business Units.
• Must have valid driver's license.
• Completes all compliance training related to the position.
• Understands all applicable laws and regulations that apply to the position and complies with the requirements.
• Performs all other duties as assigned.

Experience / Skills :

Education : Bachelors Degree in business, economics or finance is preferred.

Travel Requirements : Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight.

Physical Demands : While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and / or move up to 10 pounds.

Equipment : MS Office PC, fax, phone and standard office equipment.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities