Loan Portfolio Manager

The primary focus will be to support multiple lenders with management of their portfolios and other department related assigned functions. This will include site visits, collection of all required financial information, the preparation of short-term extensions, modifications and underwriting for new requests.

Essential Duties and Job Responsibilities :

• Review / approve all financial information request letters prior to mailing to customer to ensure request is accurate and timely.
• Manage financial information collection process.
• Manage site inspection process.
• Review / manage pending loan maturities 90 days prior to maturity date to ensure there are no administrative past dues and to eliminate last-minute extensions.

Correspond with loan officer and customer to take inventory on financials and determine whether all information for expiring loans is collected. Then follow everything under bullet #4.

Spread all business returns, financial statements, personal tax returns, personal financial statements and rent rolls.

EDUCATION, CERTIFICATION, EXPERIENCE :

Education

Required : Bachelor's Degree required in Accounting, Finance, Business, or Economics.

Preferred : MBA or equivalent a plus.

Experience

Required : Three (3) to five (5) years of experience working as a Commercial Loan Portfolio Manager

Preferred : 5 Years' Banking Experience preferre

KNOWLEDGE, SKILLS, ABILITIES :

Role-Based Competencies :

Leadership- This position requires someone with strong communication and leadership skills. Need the ability to maintain a positive demeanor, handle difficult situations and have an open mind. Needs to be able to handle change and pressure. Needs to coach, cross train and motivate employees. Needs the ability to assist customers and employees in a professional manner.

Confidentiality - This position requires a high level of confidentiality. This position has access to customers' financial information and personal information, employee records, and security and closing procedures.

Communication- This position has a high level of contact with the public and departments. This position also interacts with a large number of internal and external contacts. Must be able to communicate effectively with vendors as needed.

Multitasking / Sound Judgment- Needs the ability to multitask, quick and accurate decisions and be organized. Decisions need to be made in the best interest of the bank while mitigating any risk or loss. Must be able to handle various processes at the same time, i.e. : taking customer calls while processing daily work or working on projects.

Computer Skills / Technology- This position requires a high volume of computer usage, including core systems, vendor sites, new product testing, etc. Should be familiar with copier / scanner / shredder equipment.

WORK ENVIRONMENT :

PHYSICAL DEMANDS :

Special Note :

External and internal applicants, as well as position incumbents, must be able to perform the essential job functions as set forth above. Orange Bank and Trust Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of age, sex, sexual orientation, race, color, creed, religion, ethnicity, national origin, alienage or citizenship, disability, marital status, military or veteran status or any other legally-recognized protected basis under federal, state or local laws, regulations or ordinances.

Upon request, individuals with disabilities may be entitled to a reasonable accommodation. A reasonable accommodation is a change in the way things are normally done that will ensure an equal employment opportunity without imposing an undue hardship on the bank. Please inform the Human Resources Department if you need assistance completing any forms or to otherwise participate in the application process or, at the appropriate time, to perform the essential functions of the job.

This job description in no way states or implies that these are the only duties to be performed by an employee. Additional functions and requirements may be assigned by supervisors as deemed appropriate, based on the employee's knowledge, skill and ability as well as his / her mental and physical abilities.