Senior Underwriter - D&O / Management Liability

Position Summary

The Senior Underwriter for the D&O / Management Liability group is responsible for managing a portfolio of accounts and driving new and renewal business opportunities for Directors & Officers and Management Liability insurance. The role involves assessing risks associated with insuring management-related exposures, evaluating applications, analyzing data, and determining coverage terms and premiums to ensure sound underwriting decisions. They develop and maintain underwriting practices and guidelines per delegated authority and build strong relationships with brokers and other stakeholders in the designated portfolio.

Job Responsibilities

• Underwrites new and renewal D&O and Management Liability business, analyzes policy forms, broker endorsement requests, and submitted documentation per company underwriting standards and guidelines, and obtains additional information as needed.
• Determines acceptance, modification, or decline of risk through evaluation of company exposure, coverage value, organizational structure, operations, and other factors pertinent to the decision.
• Determines appropriate coverage limits and insurance premiums, policy terms, and conditions based on risk assessment and underwriting guidelines, ensuring active portfolio management of D&O accounts.
• Delivers services for new D&O and Management Liability business and renewals while demonstrating professionalism, technical expertise, and adherence to underwriting guidelines.
• Examines, identifies, and evaluates exposures unique to management liability and ensures compliance with state and federal laws and guidelines established by carriers and the organization.
• Provides premium forecasts and business plans to support budget and performance targets specific to management liability.
• Maintains existing broker relationships and collaborates across teams to manage production activities such as submissions, quotes, declines, binds, and issuance to provide accurate, timely, and quality service to clients.
• Builds professional, long‑term relationships in the designated portfolio and, per delegated authority limits, partners with brokers to create customized insurance solutions tailored to client needs.
• Creates opportunities for new business, maximizes retention of assigned portfolio, and ensures timely review of renewal business to achieve business targets.
• Executes marketing activities, attends seminars and training, and stays informed about market dynamics and D&O / Management Liability underwriting trends.
• Stays updated on industry trends, emerging risks in the management liability sector, terminology, regulations, and adjusts underwriting strategies accordingly.

Work Experience and Education

Licenses & Certifications

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them — and their family members — achieve their physical, financial, and emotional well‑being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $135,999.00 - $169,999.92 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full‑time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https : / / benefits.ryansg.com / .

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

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