Senior Software Engineer, Underwriting

SoFiCottonwood Heights, UT

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The role

We are looking for a Senior Software Engineer to join our team who will help build a cutting-edge technology platform for the Underwriting system which is at the heart of our lending and credit card products. You will be part of a team that is empowered to make technical decisions.

On our team, you will be in the middle of it all – implementing new functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. We interact heavily with pricing, data science, and risk analytics to deliver solutions which allow us to lead the market in making decisions and moving quickly. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying, continual improvement and evolution. You’ll face and solve a wide range of challenges : technical, product, and operational, shaping your personal growth and career along the way, as well as using your areas of expertise to grow the capabilities of the rest of the team.

What you’ll do :

We’re looking for back-end or full-stack engineers who are comfortable :

Architecting, designing, and delivering scalable, highly-available services
Owning and ideating on technical solutions for new product requirements
Participating heavily in code and design reviews
Generating ideas for new initiatives and technologies
Becoming a domain expert within the Underwriting and Loans business
Collaborating and representing engineering with outside stakeholders in product marketing, business, operations, legal, and compliance
Working in a fast-moving, highly collaborative environment across multiple offices
Mentoring other members of the team and helping foster a learning environment within the team

What you’ll need :

Bachelor’s Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience

5+ years programming experience, ideally on a modern, microservice stack

Our core stack is Kotlin / Java / Spring / PostgreSQL / AWS

Ability to work proficiently in different languages (e.g. - Kotlin, Java, Python) and different frameworks (e.g. - Spring Boot, GraphQL, jOOQ)

Expertise with any REST APIs and relational databases is a great start

Understanding of SQL and NoSQL database principles

Willingness to roll up your sleeves, collaborate with others and get stuff done

Strong sense of accountability and ownership; driving a project from inception to completion

Affinity for solving problems and deep-diving into the technically-heavy topics

Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

Passionate about broadening your technical skill set, trying out new ideas, and teaching others.

Nice to have :

Good exposure and hands on experience with Microservices design principles and architecture

Experience in the financial services industry, especially interaction with underwriting, pricing and / or risk.

Experience with cloud native services, especially AWS services such as DynamoDB, S3, Lambda, Kinesis, and / or SQS

Experience with Docker, Kubernetes, Istio, Temporal, Spring Boot, Terraform, and CI / CD

Experience solving data-heavy problems such as designing / building a data pipeline

Machine learning and data analytics experience

Front-End experience with Javascript, React, and / or Flutter

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

Pay range : $128,000.00 - $240,000.00

Payment frequency : Annual

This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.

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Senior Software Engineer • Cottonwood Heights, UT