Millstone Funding is a fast-growing merchant cash advance company based in Melville, NY. We specialize in providing working capital solutions to small and medium-sized businesses. Our team is expanding, and we are looking for an experienced Senior Underwriter to join us and play a key role in driving portfolio quality and growth.
Responsibilities
- Review, analyze, and underwrite merchant cash advance applications
- Evaluate risk, creditworthiness, and repayment ability using financial data and bank statements
- Make timely, accurate funding decisions within company guidelines
- Collaborate with sales and operations teams to ensure smooth deal flow
- Monitor portfolio performance and identify potential risk trends
- Train and mentor junior underwriting staff when needed
Qualifications
2+ years of underwriting experience in merchant cash advance or alternative lending requiredStrong knowledge of MCA deal structures, credit risk, and repayment metricsProficient in analyzing financial statements, credit reports, and bank dataExcellent decision-making, analytical, and communication skillsAbility to work in a fast‑paced, high‑volume environmentStrong attention to detail and organizational skillsWhat We Offer
Competitive salary and performance-based bonusesGrowth opportunities within a rapidly expanding companySupportive and team‑oriented cultureHealth benefits and paid time off401(k)Health insuranceLife insuranceVision insuranceLocation & Relocation
Melville, NY 11747 : Relocate before starting work (Required)Seniority level Mid‑Senior level
Employment type Full‑time
Job function Finance and Sales
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