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Senior Underwriter
Senior UnderwriterMillstone Funding • Melville, NY, United States
Senior Underwriter

Senior Underwriter

Millstone Funding • Melville, NY, United States
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Millstone Funding is a fast-growing merchant cash advance company based in Melville, NY. We specialize in providing working capital solutions to small and medium-sized businesses. Our team is expanding, and we are looking for an experienced Senior Underwriter to join us and play a key role in driving portfolio quality and growth.

Responsibilities

  • Review, analyze, and underwrite merchant cash advance applications
  • Evaluate risk, creditworthiness, and repayment ability using financial data and bank statements
  • Make timely, accurate funding decisions within company guidelines
  • Collaborate with sales and operations teams to ensure smooth deal flow
  • Monitor portfolio performance and identify potential risk trends
  • Train and mentor junior underwriting staff when needed

Qualifications

  • 2+ years of underwriting experience in merchant cash advance or alternative lending required
  • Strong knowledge of MCA deal structures, credit risk, and repayment metrics
  • Proficient in analyzing financial statements, credit reports, and bank data
  • Excellent decision-making, analytical, and communication skills
  • Ability to work in a fast‑paced, high‑volume environment
  • Strong attention to detail and organizational skills
  • What We Offer

  • Competitive salary and performance-based bonuses
  • Growth opportunities within a rapidly expanding company
  • Supportive and team‑oriented culture
  • Health benefits and paid time off
  • 401(k)
  • Health insurance
  • Life insurance
  • Vision insurance
  • Location & Relocation

  • Melville, NY 11747 : Relocate before starting work (Required)
  • Seniority level Mid‑Senior level

    Employment type Full‑time

    Job function Finance and Sales

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    Senior Underwriter • Melville, NY, United States

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